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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174192)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It always works.

It always works. It is a nice easy and safe way of paying for goods on the internet. Reviewed on: 7th July 2026

Safe and secure payments.

Safe and secure payments. Quick to sort out any issues, but I have only ever had one!!!! I use Paypal wherever possible. Reviewed on: 7th July 2026

I had a query about paying twice for an item i bough...

I had a query about paying twice for an item i bought with paypal credit but spoke to someone in customer services, who explained the whole thing to me in language i easily understood Reviewed on: 7th July 2026

Overall experience is excellent.

Overall experience is excellent. Highly recommended. Reviewed on: 7th July 2026

Its an ok just not the best priced

Its an ok just not the best priced Reviewed on: 7th July 2026

Great service

Always easy and available. Easy to use app on phone. What more could you want Reviewed on: 7th July 2026

Great experience every time.

Great experience every time, always recommend to friends and family. I use this often to pay for items as it seems more secure and a lot easier than putting your long card details in every time. Reviewed on: 7th July 2026

Pay in 3, is a very good option especially when I am...

Pay in 3, is a very good option especially when I am running short with cash. Also, paying with paypal is very reliable because the application takes you through security before I make any purchase. Reviewed on: 7th July 2026

A good service easy to use and always ready for the...

A good service easy to use and always ready for the unexpected emergencies that some time arise befor payday Reviewed on: 7th July 2026

Great app and easy to use.

Great app and easy to use. Lots of different banking available Reviewed on: 7th July 2026

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