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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,746 reviews, last reviewed 14th May 2026
2579100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy PayPal is easy and flexible and helps spread repayments when you need it! Would definitely recommend Reviewed on: 14th May 2026
Matt c's avatar
Matt c

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106746)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

EasyQuick easy and affordable

5
Quick easy and affordable. Lots of options including interest free Reviewed on: 6th May 2026
Paul Wright's avatar
Paul Wright

Paypal (Gold standard care)

5
Paypal are safe and very reliable. My queries are always promptly dealt with.in a fast and efficient manner. Paypal is also continually being deveoped and progressive in their outlook. Reviewed on: 6th May 2026
Mandy Lawrence's avatar
Mandy Lawrence

Paypal (Gold standard care)

5
Paypal are safe and very reliable. My queries are always promptly dealt with.in a fast and efficient manner. Paypal is also continually being deveoped and progressive in their outlook. Reviewed on: 6th May 2026
Mandy Lawrence's avatar
Mandy Lawrence

Words alone can not do it justice.

5
Words alone can not do it justice. It has helped me so much in the past and I am eternally grateful as I have financial struggles. Reviewed on: 6th May 2026
Neilykins's avatar
Neilykins

A very useful and effective facility

5
A very useful and effective facility Reviewed on: 6th May 2026
BW's avatar
BW

Its easy to use and very efficient.

5
Its easy to use and very efficient, easy navigating and whenever you need help the customer support is quick and thoughrough very happy with the service Reviewed on: 6th May 2026
HanKat's avatar
HanKat

Its very useful when yiu split the cost in 3

5
Its very useful when yiu split the cost in 3 Reviewed on: 6th May 2026
Anna Kaa's avatar
Anna Kaa

reassuring

5
They are really helpful when you are asking about something on your account Reviewed on: 6th May 2026
Wayne C's avatar
Wayne C

I have very good experience with paypal credit

5
I have very good experience with paypal credit Reviewed on: 6th May 2026
Syed Masood's avatar
Syed Masood

When I needed help in getting my money back because...

5
When I needed help in getting my money back because of a scam PayPal was excellent and very efficient Reviewed on: 6th May 2026
Judy L's avatar
Judy L

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