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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174229)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Wonder experience with great products specially the...

Wonder experience with great products specially the 3 months emi option and 4 month deferred payment with 0% interest option are Superb! Reviewed on: 7th July 2026

I could instantly send money abroad with an excellen...

I could instantly send money abroad with an excellent rate. Reviewed on: 7th July 2026

Contacting is very easy and helpful

Contacting is very easy and helpful Reviewed on: 7th July 2026

Always had safe and secure dealings with PayPal and...

Always had safe and secure dealings with PayPal and good quality service Reviewed on: 7th July 2026

Brilliant service

Great service from the get go but recently had an issue where I ordered from a scam/fraudulent website and they resolved the issue within minutes. Amazing service. The app is easy to use and well maintained. Reviewed on: 7th July 2026

I like paypal, online security pay is lovely, i had...

I like paypal, online security pay is lovely, i had been scamed and customer servise helped me get my money back. Easy to pay with i love to use it. Reviewed on: 7th July 2026

PayPal has helped me with 0% offers to spread the co...

PayPal has helped me with 0% offers to spread the cost at those pinch point of the year Reviewed on: 7th July 2026

Great easy way to send money to friends family and s...

Great easy way to send money to friends family and services Reviewed on: 7th July 2026

Great service always.

Great service always. Quick and helpful Reviewed on: 7th July 2026

Very convenient payment option.

Very convenient payment option. Easy to use. Would highly recommend Reviewed on: 7th July 2026

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