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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106820 reviews)

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4.90

Based on 106,820 reviews, last reviewed 14th May 2026

2582600% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and very trustworthy. Easy and very trustworthy. Seeing I can pay with PayPal ensures that I feel safe when making a payment Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106820)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good experience, thanks for good start!

Good experience, thanks for good start! Reviewed on: 6th May 2026

Website easy to use ,always keep you up dated

Website easy to use ,always keep you up dated Reviewed on: 6th May 2026

Good alternative to paying upfront

I use it quite often and have had a really good experience with it so far. It’s a great option if you don’t want to spend a large amount upfront. The repayment terms are flexible, the rates are reasonable, and the app is very straightforward to use. The only downside is that not all retailers currently accept it as a payment method. Reviewed on: 6th May 2026

PayPal credit, great easy way to spread indulgences

Always used PayPal credit, great easy way to spread indulgences (maybe too easy) Reviewed on: 6th May 2026

Security

Amazing customer services found this is easy to contact very polite employees very easy to use when paying alot if options in ways to pay and most of all it's ways to pay are very secure Reviewed on: 6th May 2026

Shocking out comes on shocking merchandise that pay...

Shocking out comes on shocking merchandise that pay pal backed the sellers Reviewed on: 6th May 2026

Easy to use, 4 months to pay back

Easy to use, 4 months to pay back Reviewed on: 6th May 2026

Binhageb

Very good customer support and fast money return Reviewed on: 6th May 2026

I have used paypal for years and paypal credit - nev...

I have used paypal for years and paypal credit - never had any issues and the staff are always very helpful Reviewed on: 6th May 2026

Because I have never had any issues with PayPal

Because I have never had any issues with PayPal Reviewed on: 6th May 2026

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