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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106867 reviews)

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4.90

Based on 106,867 reviews, last reviewed 14th May 2026

2584750% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service from PayPal Every time I have had a issue or query with PayPal or a problem. It has been dealt with promptly and professionally Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106867)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Efficient

Always a great service and any issues have been dealt with quickly and efficiently Reviewed on: 6th May 2026

Paypal money preference

I am using paypal credit for daily needs , competitive apr, free of charge purchase for certain period. Reviewed on: 6th May 2026

It is always handy to have for bigger purchases and...

It is always handy to have for bigger purchases and the monthly payments are manageable Reviewed on: 6th May 2026

I always received a constant and excellent service f...

I always received a constant and excellent service from PayPal when I have experienced problems they have been rectified to my satisfaction very quickly Reviewed on: 6th May 2026

Easy, straightforward and quick!

Easy, straightforward and quick! Nice to experience a stress and hassle free service. Reviewed on: 6th May 2026

Very easy to use app the money transfer fast

Very easy to use app the money transfer fast Reviewed on: 6th May 2026

Not a lot too say, never had any issues.

Not a lot too say, never had any issues. Reviewed on: 6th May 2026

Paypal is always there for lots of different ways to...

Paypal is always there for lots of different ways to pay for items, giving extra protection on any payments ive made, they have given me more options when ive struggled to pay for food or a utility by being able to split payments its been a live saver on many occasion, Reviewed on: 6th May 2026

Always to the rescue

In times when I wasn't having money and needed to purchase train or flight tickets PayPal credit has come to my rescue....easy to set up and use Reviewed on: 6th May 2026

PayPal has saved me money over the years in purchasi...

PayPal has saved me money over the years in purchasing my goods at the time of buy in a timely fashion. Reviewed on: 6th May 2026

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