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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174291)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

No issue with paypal

5
No issues with PayPal all good everything is simple and straightforward Reviewed on: 7th July 2026

Great provider

5
I really like the Paypal credit option Reviewed on: 7th July 2026

Paypal is the most safest payment method

5
Paypal is the most safest form of payment when purchasing online. Paypal has helped me secure refunds quickly and easily and helped me when a fraud website scammed me. Reviewed on: 7th July 2026

Very Happy Ebayer...

5
Always very safe and easy to buy and sell, and great support if needed Reviewed on: 7th July 2026

What’s not to like !

5
Always use PayPal, peace of mind and convenience! Plus 3/ 4 months interest free … what’s not to like ?! Reviewed on: 7th July 2026

Love this option, will continue to use

5
Used the credit option and the pay in three many times. No interest charged. Managed to buy expensive items gradually. I will continue to use it Reviewed on: 7th July 2026

Paypal credit

5
they are very good and useful for those who want to buy plane tickets etc. in interest-free installments Reviewed on: 7th July 2026

I would use PayPal

5
All good.very happy would be happy tell people Reviewed on: 7th July 2026

PayPal have been a great ally of mine as a help for...

5
PayPal have been a great ally of mine as a help for extra costs Reviewed on: 7th July 2026

I love how much time given to pay my phone...

5
I love how much time given to pay my phone off Reviewed on: 7th July 2026

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