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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174346)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very happy and confident with the service

Very happy and confident with the service Reviewed on: 7th July 2026

Generous 4 months 0% interest provided you could pay...

Generous 4 months 0% interest provided you could pay all before due date. Very easy to use and very secure. Great service. Reviewed on: 7th July 2026

M a new user happy and easy to use ...

M a new user happy and easy to use 10 out of 10 Reviewed on: 7th July 2026

Top notch

Excellent customer service, good service all round Reviewed on: 7th July 2026

Perfect making my life a bit easier

Perfect making my life a bit easier Reviewed on: 7th July 2026

The employees in general relatively don’t know what...

The employees in general relatively don’t know what they’re doing to be honest when I called them about difficulty before Reviewed on: 7th July 2026

PayPal experience

I have been using PayPal for a few years now , I feel that PayPal is the safest way to buy any product . The staff are all and helpful I would advise anybody to use PayPal Reviewed on: 7th July 2026

Safe and secure payment

Paypal is always easy to use across so many places with a choice of pay later,pay in 3 or pay now. Reviewed on: 7th July 2026

I use PayPal for most of online shopping transaction...

I use PayPal for most of online shopping transactions and it's very easy to use. And their credit account to is also helpful when I am out of cash. Reviewed on: 7th July 2026

Very easy to access and user experience is very frie...

Very easy to access and user experience is very friendly, ease of access for payments and setting up direct debits Reviewed on: 7th July 2026

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