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PayPal: PayPal Credit reviews

4.90
Based on 106,917 reviews, last reviewed 14th May 2026
2586950% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very convenient I’ve had a good experience using PayPal Credit so far. The application process was simple, payments are easy to manage, and it’s very convenient for s... Read more Reviewed on: 14th May 2026
Linda Kruja's avatar
Linda Kruja

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106917)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Comfort and relief with money transactions.

5
Comfort and relief with money transactions. Reviewed on: 6th May 2026

I'm happy delivery on time no problem friendly and k...

5
I'm happy delivery on time no problem friendly and kind quality good condition good good value good service Reviewed on: 6th May 2026

PayPal credit brings affordability to larger purchas...

5
PayPal credit brings affordability to larger purchases for those item that would have not been in your reach ordinarily, thank you for this possibility Reviewed on: 6th May 2026

Easy to use, safe payments

5
Easy to use, safe payments. Pay in 3 option and the card i perfect for pay everyday Reviewed on: 6th May 2026

Got PayPal credit for a mobile very straight forward

5
Got PayPal credit for a mobile very straight forward Reviewed on: 6th May 2026

Used PayPal a couple of times hassle free and easy t...

5
Used PayPal a couple of times hassle free and easy to use Reviewed on: 6th May 2026

Been using paypal for a.

5
Been using paypal for a.long time now and it is very handy to have it comes in good use when need to get things also I have dealt with the staff team of paypal and are verybhandy and very respectful and are there id you need help Reviewed on: 6th May 2026

Excellent service all round happy with the help they...

5
Excellent service all round happy with the help they give me Reviewed on: 6th May 2026

It was amazing.to buy through paypal

5
It was amazing. It makes my purchasing very easy Reviewed on: 6th May 2026

Very good company and polite customer service

5
Very good company and polite customer service Reviewed on: 6th May 2026