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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174560)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to access and add to Google wallet

Easy to access and add to Google wallet Reviewed on: 7th July 2026

PayPal credit

Easy process to apply, only issue is application says doesn’t effect credit rating but does come as search on report so can effect it Reviewed on: 7th July 2026

PayPal better & secure in many ways

I have enjoyed a positive experience when using PayPal especially when disputing issues with vendors both via telephone and text. The advice was helpful in resolving issues.. I find using PayPal much easier for certain purchases & the App is easy to follow with updates & accounts Reviewed on: 7th July 2026

PayPal Credit

Fantastic payment options with PayPal Credit Reviewed on: 7th July 2026

Is excellent credit card, especially no interest in...

Is excellent credit card, especially no interest in four month Reviewed on: 7th July 2026

I’ve used PayPal for many years now and find it far...

I’ve used PayPal for many years now and find it far safer to pay over the internet than giving banking details of my own. PayPal also keep you safe when shopping online Reviewed on: 7th July 2026

No problem with credit it helps a lot with expensiv...

No problem with credit it helps a lot with expensive purchase and excellent customer service Reviewed on: 7th July 2026

Very reliable and trustworthy .

Very reliable and trustworthy . Never had an issue and everything is always dealt with immediately. Reviewed on: 7th July 2026

Really easy to use..

It is very good although would like it if there was a telephone number to contact but overall enjoy using paypal credit Reviewed on: 7th July 2026

PayPal excellent service

We use PayPal as often as we can and use the spread payment plans at times Reviewed on: 7th July 2026

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