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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106950 reviews)

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4.90

Based on 106,950 reviews, last reviewed 14th May 2026

2588500% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always positive experience when using PayPal, quick... Always positive experience when using PayPal, quick and simple Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106950)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Payment Options

The paypal app is easy to navigate , including detail on how to contact customer services. I really like the payment options, pay in 3 and pay in 3 months as enables me to make purchases, budget and not get into debt. Reviewed on: 6th May 2026

Great, PayPal credit allows me to pay for goods even...

Great, PayPal credit allows me to pay for goods even when I don't have the funds at the moment Reviewed on: 6th May 2026

Easy to use

Easy of use, gives warming on incoming repayments, 0% interest for extended periods of thd credit,the app is great Reviewed on: 6th May 2026

Used PayPal for ages, always been consistent and hel...

Used PayPal for ages, always been consistent and helpful. Reviewed on: 6th May 2026

Excellent service.

I have used Pay pal credit many times and it is always quick efficient, reliable and easy tobuse. You can be pre approved which means the process is simple and authorised prior to application. I wouldn't hesitate to recommend. Reviewed on: 6th May 2026

Paypal is a great way of paying thing and is well pr...

Paypal is a great way of paying thing and is well protected i have been with these for years and would highly recomend i have had no problems using paypal 5 stars and well worth every one of them Reviewed on: 6th May 2026

Not enough communication ..

Not enough communication . Forced on PEUPLE over 1 click and money taken out without warning. Reviewed on: 6th May 2026

Affordable PayPal.

Super convenient for those bigger treats.. spreads the cost to make purchases affordable. Love PayPal credit! Reviewed on: 6th May 2026

Good for short term credit

Good for some things with zero interest but app isn’t clear as it could be. Reviewed on: 6th May 2026

I have never had an issue with PayPal.

I have never had an issue with PayPal. Reviewed on: 6th May 2026

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