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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108317 reviews)

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4.90

Based on 108,317 reviews, last reviewed 16th May 2026

2650450% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use. Very easy to use. Like this security of being backed by PayPal guarantee. Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108317)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick easy and efficient.

All or any problems have been resolved quickly and efficiently. Great polite staff. Reviewed on: 6th May 2026

Great customer service

Ii had been duped into buying a product and paypal reimbursed me fully with great customer service Reviewed on: 6th May 2026

Love using PayPal it's very safe.

Love using PayPal it's very safe. Great customer service Reviewed on: 6th May 2026

PayPal credit statement transparency

I think PayPal credit statements need to be far more transparent. Purchases that are not on the 4 month offer are often missing and do not give the customer transparency where they are incurring interest rates Reviewed on: 6th May 2026

Just Love PayPal

Easy, convenient and secure way of shopping! Reviewed on: 6th May 2026

always handy to have, no problems and easy to use

always handy to have, no problems and easy to use Reviewed on: 6th May 2026

I really like using PayPal Credit.

I really like using PayPal Credit.It’s simple and easy to understand, and I feel safe paying online because of the buyer protection. For me, it’s a very convenient and trustworthy way to manage payments. Reviewed on: 6th May 2026

Excellent service, great security, easy to use!

Excellent service, great security, easy to use! Has helped me tremendously work for the NHS PayPal makes it easy to purchase bigger purchases to spread the payments , you don’t work for the NHS for the money it’s the love of helping! Reviewed on: 6th May 2026

What's not to like

Great way to spread cost of larger purchases over 4 months and safest way to pay and track goods purchased on the internet. Reviewed on: 6th May 2026

Always used PayPal excellent service and I have been...

Always used PayPal excellent service and I have been using it for many years Reviewed on: 6th May 2026

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