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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108369 reviews)

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4.90

Based on 108,369 reviews, last reviewed 16th May 2026

2652650% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Definitely recommend PayPal Definitely recommend PayPal,but not so satisfied with the customer service Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108369)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Nice Experience

I have been using pay pal for over 10 years. No disappointment, Nice experience, PayPal have helped me tremendously in collecting my refund that's due. Reviewed on: 6th May 2026

I like the promotions!

I like the promotions! Now can use it as a credit card! Reviewed on: 6th May 2026

Easy and Secure..

PayPal is easy to use , very secure and offers flexible payment methods. Communications are clear and I feel very comfortable as a PayPal user. Money transfers are easy and instant. Reviewed on: 6th May 2026

Paypal are a good credit provider

Paypal are a good credit provider Reviewed on: 6th May 2026

Paypal works when you need it.

Paypal works when you need it. Easy to complete purchases and not having to share card details. Reviewed on: 6th May 2026

Really great

Very good service and very very helpful for spreading costs Reviewed on: 6th May 2026

Smooth Experience and Helpful Buyer Protection

I’ve had a genuinely positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the flexibility it offers for larger purchases has been very useful. What I appreciate most is the added sense of security when shopping online. In my experience, PayPal has been responsive and professional whenever I needed support or had questions about transactions. The platform is simple to use, statements are clear, and the app makes managing payments convenient. I also like having the option to spread the cost of purchases rather than paying everything upfront. It has helped me manage cash flow more comfortably without unnecessary stress. Overall, PayPal Credit has been reliable, convenient, and easy to use, and I would happily continue using it for future purchases. Reviewed on: 6th May 2026

Very easy and flexible way to pay for goods

Very easy and flexible way to pay for goods Reviewed on: 6th May 2026

Great way to pay

Great way to pay for something in either installments or if you are unsure, paypal gives me the safety back up. So easy to use, very quick decisions, great rate Reviewed on: 6th May 2026

safe, fast and easy to use.

safe, fast and easy to use. available on most platforms with an accessible app Reviewed on: 6th May 2026

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