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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107011 reviews)

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4.90

Based on 107,012 reviews, last reviewed 14th May 2026

2591350% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Effective and simple process with clear communication Effective and simple process with clear communication Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107012)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal understand the importance of finance and how...

PayPal understand the importance of finance and how this is important to me. Where I may not have direct access to my personal account, PayPal makes it easy for me as an alternative means of completing transactions on online portals. Reviewed on: 6th May 2026

Fantastic

Never had any issues, great value Reviewed on: 6th May 2026

0% offers

I really like the offers. I can pay without extra charges. Reviewed on: 6th May 2026

Paypal, a trusted route

PayPal is a trusted route to pay my way, even when the company I’m paying is unknown to me. I have been able to reclaim funds due to a company defaulting on a purchase, PayPal’s evidence of payment made things so much easier to find and prove!Paypal Reviewed on: 6th May 2026

excellent service

Use it all the time, both for online payments and as a credit Reviewed on: 6th May 2026

Easy app to use.

Easy app to use. Excellent security controlls. Reviewed on: 6th May 2026

PayPal Credit is so easy to use, all information is...

PayPal Credit is so easy to use, all information is clear and well presented. I’ve never had a problem with using PayPal Credit. Reviewed on: 6th May 2026

Easy to use and very informative.

Easy to use and very informative. Quick steps to make a smooth process Reviewed on: 6th May 2026

Excellent more time to pay options

Excellent more time to pay options Reviewed on: 6th May 2026

No problems always easy.

No problems always easy. Refunds given with no dramas, purchases backed up with insurance always a pleasure. Reviewed on: 6th May 2026

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