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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107051 reviews)

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4.90

Based on 107,051 reviews, last reviewed 14th May 2026

2593000% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always had a good experience with PayPal Always had a good experience with PayPal Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107051)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to set up and use.

Easy to set up and use. I feel very safe using paypal. It’s my preferred way to pay. I love the pay in 3 too. It has been so helpful to me. Reviewed on: 6th May 2026

ive used pay pal since I was 18 i’m now 32.

ive used pay pal since I was 18 i’m now 32. it’s amazing for sending money and also controlling bills Reviewed on: 6th May 2026

One of the best platforms for everyday transactions

One of the first platforms to offer me Pay in 3 and multiple payment methods for everyday transactions, my experience has been really really smooth. The app is well thought through and easy to use. It was also one of the first platforms where I was able to dabble into crypto ETFs for the first time in a very safe and easy way. Reviewed on: 6th May 2026

Easy to use and some many functions

I have used PayPal now for several years and I am highly satisfied, it is easy to use and gama many functions Reviewed on: 6th May 2026

Seamless and stress free .

Seamless and stress free . Felt very secure too Reviewed on: 6th May 2026

Very easy to use & able to keep track easily...

Very easy to use & able to keep track easily Reviewed on: 6th May 2026

Easy, conviniant wey of making online shopping.

Easy, conviniant wey of making online shopping. Reviewed on: 6th May 2026

Reliable and secure

PayPal is reliable, secure, and incredibly convenient for fast online payments and transfers. Highly recommended. Reviewed on: 6th May 2026

Messy sometimes

I have a £2,100 credit limit and three items currently on finance. I’m struggling to track each one individually. One of them is a 0% APR 'Pay in 3' plan, but I’m unable to make the scheduled payments. Even when I pay back a few hundred pounds, it isn't clear how the money is being applied to my balance. It's very confusing and feels like a mess. Reviewed on: 6th May 2026

A really easy system to use and a good way to manage...

A really easy system to use and a good way to manage your purchases. Reviewed on: 6th May 2026

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