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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107094 reviews)

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4.90

Based on 107,094 reviews, last reviewed 14th May 2026

2595000% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I appreciate the 0% APR for 4 months for purchase ov... I appreciate the 0% APR for 4 months for purchase over 90£ promotion. Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great fur spreading cost

Just very handy when needing to spread the cost Reviewed on: 6th May 2026

Reliable, Convenient and Great

I’ve been using PayPal for several years now, mainly for online purchases, sending money internationally, and receiving payments for work. What I appreciate most is how quick and convenient the platform is, especially when shopping online or transferring money to friends and family. The buyer protection also gives extra peace of mind when purchasing from new websites. The app is easy to use, payments are usually instant, and it’s widely accepted across many platforms and countries, which makes it very practical for both personal and business use. My experience with PayPal has been very positive, and it’s still one of the most reliable and convenient financial services I use regularly. Reviewed on: 6th May 2026

Just always there when I need it

Just always there when I need it Reviewed on: 6th May 2026

Easy to use,clear instructions for every transaction.

Easy to use,clear instructions for every transaction. Safe transactions on line. For me peace of mind knowing my account is safe from scammers etc. Reviewed on: 6th May 2026

Amazing!.

Always so easy to use, great communication. 10/10 Reviewed on: 6th May 2026

Very life saver easy to use and a life saver

Very easy to use and a life saver Reviewed on: 6th May 2026

Easy process.

Easy process. Clear instructions Reviewed on: 6th May 2026

Low interest paybacks and handy for emergencies

Low interest paybacks and handy for emergencies Reviewed on: 6th May 2026

Late payment fee criticism

My only criticism would be when a payment isn’t made or taken out the account how quickly you are charged because sometimes it might just be that someone needs to move money around Reviewed on: 6th May 2026

Reliable, Secure and easy to use everyday

I’ve genuinely enjoyed using PayPal over the years because it makes online transactions simple, fast, and secure. Whether I’m shopping online, sending money to family and friends, or managing subscriptions, the experience has always been smooth and reliable. One thing I especially appreciate is the sense of security and buyer protection PayPal provides. It gives me peace of mind when making purchases from different websites. The app is also very user-friendly, and I like how easy it is to track payments and manage my account in one place. Overall, PayPal has made managing payments much more convenient for me, and it’s become one of my most trusted platforms for online transactions. Reviewed on: 6th May 2026

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