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PayPal: PayPal Credit reviews

4.90
Based on 108,472 reviews, last reviewed 16th May 2026
2657450% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have really a good experience with paypal. I have really a good experience with paypal.. it helped me alot with my difficult times Reviewed on: 16th May 2026
Dileep d's avatar
Dileep d

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108472)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using PayPal for my sales and purchases...

5
I have been using PayPal for my sales and purchases for our overtwenty five years. The service provided by them has been excellent, and, on the rare occasions I have had a problem, it has been dealt with effectively and efficiently. PayPal is my go to, one stop, payment provider Reviewed on: 6th May 2026

Super easy to use!

5
PayPal is very easy to use. I love how it offers flexible payments like pay in 3, and PayPal credit. The credit is super easy to use and you can set up an automatic repayment to ensure you don’t miss the due date. Reviewed on: 6th May 2026

I use PayPal for all my online purchases, gives me p...

5
I use PayPal for all my online purchases, gives me peace of mind Reviewed on: 6th May 2026

Easy to use friendly customer service.

5
Easy to use friendly customer service. Reviewed on: 6th May 2026

Best Credit Provider

5
I use PayPal credit for most of my purchases, it allows me to spread the cost over four months all interest free. Reviewed on: 6th May 2026

Great way to use credit responsibly and have peace o...

5
Great way to use credit responsibly and have peace of mind on purchases. Reviewed on: 6th May 2026

Great service easy to use, straight forward no messing

5
Great service easy to use, straight forward no messing Reviewed on: 6th May 2026

Used Paypal often.

5
Used Paypal often. Always reliable and trustworthy. Reviewed on: 6th May 2026

Really good service

5
Really good service that allowed me a payment plan for my new phone Reviewed on: 6th May 2026

Great service, very helpful staff.

5
Great service, very helpful staff. Reviewed on: 6th May 2026