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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107163 reviews)

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4.90

Based on 107,164 reviews, last reviewed 14th May 2026

2598350% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and efficient. Quick and efficient. Easy for transferring money between friends and helpful payment options. Would recommend to many people for ease of transferring ... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107163)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent Service

Always easy to use and always on time. Reviewed on: 6th May 2026

its customer...service is out of this world.

PayPal is the best when buying tickets, its customer service is great. Is dispute service is outstanding. Way payment plan. Overall most reliable services you can get . Reviewed on: 6th May 2026

Paypal is very helpful, good customer service and th...

Paypal is very helpful, good customer service and their rate are very good Reviewed on: 6th May 2026

Paypal Customer Service

Always find Paypal customer service excellent and like the rewards they’ve recently given. Reviewed on: 6th May 2026

Im on top of my money these days but PayPal where al...

Im on top of my money these days but PayPal where always good at calling me and letting me know the consequences of missing a payment and offering help Reviewed on: 6th May 2026

Feels safe.

Feels safe. Any issues and I’ve always received money back. Reviewed on: 6th May 2026

Smooth transactions

Smooth transactions, easy to set up and good communication! Reviewed on: 6th May 2026

Good service, never had any problems.

Good service, never had any problems. Reviewed on: 6th May 2026

Simple and effective

Simple and effective way way of obtaining credit. Once it's set up it offers easy and fast way way of paying using credit accros a wide range of supplier. I have used Pay PayPal credit now for many years and I have never been let down. Reviewed on: 6th May 2026

Result beyond expectations

I always have good experience using PayPal Credit Service Reviewed on: 6th May 2026

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