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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175440)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, reliable service and great value for mo...

Easy to use, reliable service and great value for money. Reviewed on: 7th July 2026

PayPal credit has worked well as my first credit card.

PayPal credit has worked well as my first credit card. Having three months to pay off large purchases is great and so is collecting points. Reviewed on: 7th July 2026

Excelent paypal and customer service

Excelent paypal and customer service Reviewed on: 7th July 2026

Very easy to set up.

Very easy to set up. No complications or form filling. Reviewed on: 7th July 2026

Excellent service I have used PayPal credit for over...

Excellent service I have used PayPal credit for over 5 years and has really added value to my life Reviewed on: 7th July 2026

I find Paypal to be quick and helpful.

I find Paypal to be quick and helpful. They appear to be honest. Reviewed on: 7th July 2026

PayPal user friendly

I find PayPal easy to use and helpful for those months when I need to spread the cost. Reviewed on: 7th July 2026

No fuss credit

Needed short term credit and knew PayPal was trusted, the whole process was quick and easy. Reviewed on: 7th July 2026

Paypal plays a positive role in my life!

Every time I have needed Paypal to help me with a problem(not of their making!) they have reacted quickly and positively. I now have great faith in their ability to be a positive part of my life. Reviewed on: 7th July 2026

Just an excellent service easy to make payments eas...

Just an excellent service easy to make payments easy to use Reviewed on: 7th July 2026

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