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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107195 reviews)

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4.90

Based on 107,196 reviews, last reviewed 14th May 2026

2599800% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent company never ever had any problems . So never really had much need to contact customer services . Only to report possible spam Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107196)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Have been with Paypal since 2000 and never had an un...

Have been with Paypal since 2000 and never had an unresolved problem with them. Paypal is a very secure way of paying Online. Reviewed on: 6th May 2026

PayPal are great

PayPal are great, always use when making purchases. Reviewed on: 6th May 2026

Easy to use apps for both purchases and keeping an e...

Easy to use apps for both purchases and keeping an eye on my account Reviewed on: 6th May 2026

I’ve used PayPal for a long time now and I’ve never...

I’ve used PayPal for a long time now and I’ve never had a problem, the pay in 3 & PayPal credit is a good way to spread costs over time! I love it! Reviewed on: 6th May 2026

Needed a new phone and they helped straight away.

Needed a new phone and they helped straight away. Also very helpful if you need to call for advice or have a problem Reviewed on: 6th May 2026

Easy to deal with.

Easy to deal with. Straight forward, no nonsense. Reviewed on: 6th May 2026

Really enjoy using PayPal credit as you get 4 months...

Really enjoy using PayPal credit as you get 4 months to pay and I’ve always paid on time. They give you reminders and you can set up a direct debit. You also get PayPal point when using it so it’s really good Reviewed on: 6th May 2026

PayPal makes everything so much easier when paying o...

PayPal makes everything so much easier when paying online! The app is great and easy to navigate making it easy to manage credit! Pay in 3 is fantastic allowing you tto spread the cot of a purchase over 3 payments with no downsides! Reviewed on: 6th May 2026

The GOAT

Always easy to use, feels very secure and it's clear and concise Reviewed on: 6th May 2026

Easy to use and transparent.

Easy to use and transparent. Regular updates and I like the free credit Reviewed on: 6th May 2026

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