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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175766)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service.

Great service. Helpful to spread out coats Reviewed on: 7th July 2026

Nice, easy and user friendly

I find my way around the app easily and with a reasonable APR, it’s PayPal is there for everyone. Reviewed on: 7th July 2026

Safe purchasing without too much trouble.

Safe purchasing without too much trouble. Reviewed on: 7th July 2026

Simple, quick no fuss.

Simple, quick no fuss. One click borrowing Reviewed on: 7th July 2026

Shopping

I use it all the time handy quick and easy Reviewed on: 7th July 2026

It's good to pay in installments.

It's good to pay in installments. Reviewed on: 7th July 2026

Straight forward banking .

Straight forward banking . Easy to use, security that works and accepted where you might have second thoughts for added benefits. Reviewed on: 7th July 2026

Easy, straightforward and good value

Easy, straightforward and good value Reviewed on: 7th July 2026

Quick to use.

Quick to use. We like PayPal points when using debit card. Most of the places I purchase accept PayPal. Reviewed on: 7th July 2026

From holidays to small purchases PayPal gives you co...

From holidays to small purchases PayPal gives you confidence when paying online Reviewed on: 7th July 2026

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