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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107261 reviews)

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4.90

Based on 107,261 reviews, last reviewed 14th May 2026

2602700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PAYPAL FOR THE WIN Always fast and if issues come up swift customer support Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107261)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit was so great in the time I used it.

PayPal credit was so great in the time I used it. Easy payments, small monthly payments and I relied on it a lot at the time. Any problems I had with repaying etc I could easily speak with them. Reviewed on: 6th May 2026

No hassle

Quick, easy and clear information about payment. Reviewed on: 6th May 2026

Easy and convenient

It's easy to select at the checkout, they always tell you when they have an offer so you genuinely save money. Reviewed on: 6th May 2026

Helped me with a scam good app easy to use been help...

Helped me with a scam good app easy to use been helpful service Reviewed on: 6th May 2026

Convenient and reliable payments

I've been using PayPal for several years now and I find the pay in 3 option particularly useful for spreading the cost of purchases. I like the convenience and the fact that it always works first time unlike GPay which often errors out in the middle of a transaction (particularly annoying when trying to buy train tickets in a rush!). I have recommended PayPal to all my friends and family. Reviewed on: 6th May 2026

Very easy to use with multiple options for purchases...

Very easy to use with multiple options for purchases, the app is very useful and user friendly. Customer services are very helpful at explaining processes and resolving any issues you may have. I would highly recommend Reviewed on: 6th May 2026

I always had a smooth transaction and helpful custom...

I always had a smooth transaction and helpful customer service. Reviewed on: 6th May 2026

Great service

Great interest rates and quick customer service Reviewed on: 6th May 2026

Easy to use.

Easy to use. Love the 4 months no interest Reviewed on: 6th May 2026

Handy too have pay pal

Pay pal is a good tool to have as if I needed to spread the cost of buying something it works well for that purpose. Reviewed on: 6th May 2026

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