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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176122 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176122)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Trustworthy.

Trustworthy. I know that if anything goes wrong then paypal gets it sorted for me Reviewed on: 7th July 2026

It’s good to talk not.

It’s good to talk but finding a phone number is not the easiest Reviewed on: 7th July 2026

Fantastic

Great service very easy to understand and always very helpful. Reviewed on: 7th July 2026

Paying for items or receiving funds, all transaction...

Paying for items or receiving funds, all transactions have been easy, smooth and with no complications. Reviewed on: 7th July 2026

Very easy to see balance, nicereminders to make pay...

Very easy to see balance, nice reminders to make payments, to save paying interest, preferred payment method. Reviewed on: 7th July 2026

I have used PayPal credit for years now

I have used PayPal credit for years now, it is an excellent way to purchase big online orders that cost over £100 as they provide 3+ months 0% interest which allows you to spread the cost Reviewed on: 7th July 2026

Overall positive

Paypal credit is easy to use and communicate with you well. Reviewed on: 7th July 2026

Efficient and we'll organised for easy understanding

Efficient and we'll organised for easy understanding Reviewed on: 7th July 2026

They are very versatile and they offer so many benef...

They are very versatile and they offer so many benefits. The App is easy to navigate. Reviewed on: 7th July 2026

Easy to use and flexible

I've had a positive experience using PayPal Credit. The application process was straightforward, and it's been a convenient way to spread the cost of larger purchases. The account is easy to manage through PayPal, payments are simple to make, and everything is clearly laid out. Overall, it's been a useful and reliable option whenever I've wanted a bit more flexibility with my spending. Reviewed on: 7th July 2026

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