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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107379 reviews)

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4.90

Based on 107,379 reviews, last reviewed 15th May 2026

2608050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service easy to use. Great service easy to use. 0% on large items make it easy to budget for. Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107379)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal and PayPal Credit

I’ve been using PayPal and PayPal Credit for years, I love the way I can connect directly to my account and the security it offers when purchasing from smaller businesses when I’m unsure of entering bank details. I’ve only contacted customer service once about a payment I didn’t recognise, they were very helpful and sorted my issue straight away. I always recommend PayPal Reviewed on: 6th May 2026

Easy to use.

Easy to use. Transparency on options and rules Reviewed on: 6th May 2026

Fantastic and easy to use service which really helps...

Fantastic and easy to use service which really helps to spread the costs of high value items. I use PayPal credit all the time and i've never had a problem. Reviewed on: 6th May 2026

PayPal is fast, secure, and incredibly easy to use.

PayPal is fast, secure, and incredibly easy to use. Transactions are smooth, buyer protection gives peace of mind, and it’s accepted almost everywhere. A reliable service I trust. Reviewed on: 6th May 2026

Very good for me because it spread my burden

Very good for me because it spread my burden Reviewed on: 6th May 2026

Great service, easy process', efficient, quick.

Great, easy and efficient. Quick process' Reviewed on: 6th May 2026

PayPal in 3 is just fantastic, gives me the chance t...

PayPal in 3 is just fantastic, gives me the chance to spread my payments without any interest . Reviewed on: 6th May 2026

PayPal has opened up a whole new world were I can pa...

PayPal has opened up a whole new world were I can pay over a little bit of time for just about everything I want to buy . It’s helped me manage my finances better by spreading the payments over a reasonable amount of time . Reviewed on: 6th May 2026

PayPal have always been helpful and supportive.

On the odd occasion that I've had to contact PayPal support, they haven't been able to do enough to help and support with my issue to get it resolved. Reviewed on: 6th May 2026

Easy to use great service and the app is well...

Easy to use great service and the app is well designed Reviewed on: 6th May 2026

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