Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176462)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal can be counted on.

5
PayPal has always paid on time. Never had any problems with them. Their security is excellent and I feel very safe using them. A great all round service. Reviewed on: 7th July 2026

I have been using PayPal for many years, easy transf...

5
I have been using PayPal for many years, easy transfers in the country and abroad, nice deals and good credit and loan payments, I love PayPal Reviewed on: 7th July 2026

Been using PayPal for online purchases for over 20 y...

5
Been using PayPal for online purchases for over 20 years, never had a problem. Reviewed on: 7th July 2026

I love using PayPal great for all my needs

5
I love using PayPal great for all my needs Reviewed on: 7th July 2026

Good to start, harder to manage ongoing repayments

3
It was easy to set up, and good introductory offer of 0% credit. However, found it a bit tricky to navigate repayments on the app. Reviewed on: 7th July 2026

My paypal experiance

5
I have used paypal for a number of years now and feel it is a safe to buy i have experianced a couple of issues when buying and paypal sorted and resolved them very quickly Reviewed on: 7th July 2026

Easy to purchase and best lit their fir credit

5
Easy to purchase and best lit their fir credit Reviewed on: 7th July 2026

Great experience, ease making payments.

5
Great experience, ease making payments. Secure payment system. Love the various payment options and reward points on purchases Reviewed on: 7th July 2026

Excellent paypal credit system with 0% interest over...

5
Excellent paypal credit system with 0% interest over 4 months. Easy to increase credit rating. Good app. Supported in most places. Reviewed on: 7th July 2026

Excellent service

5
Clear information. Reliable. Trustworthy Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 97963 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products