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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107528 reviews)

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4.90

Based on 107,528 reviews, last reviewed 15th May 2026

2614950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always happy to use and is easy, Always happy to use and is easy, Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107528)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for many years and only had good...

I have used PayPal for many years and only had good experiences Reviewed on: 6th May 2026

Seamless

Easy ways to pay, seamless options for credit. Reviewed on: 6th May 2026

Very convenient and easy steps to pay for services a...

Very convenient and easy steps to pay for services and goods onlune Reviewed on: 6th May 2026

Easy to use, fair and clear...

Genuinely never feel like I need to ask for assistance as everything is so well explained on the app or website. PayPal is excellent for spreading the cost of large purchases over three months, or utilising the three months’ interest free if you opt for PayPal credit. Reviewed on: 6th May 2026

PayPal credit is super easy to use, and easy to pay...

PayPal credit is super easy to use, and easy to pay back. Interest free for 4 months gives you an incentive to pay off within that timeframe Reviewed on: 6th May 2026

All most really good.

All most really good. I am so happy with PayPal using service Reviewed on: 6th May 2026

Very good experience

Very good experience ,i have it for a couple of years and i use it very often Reviewed on: 6th May 2026

Used it quite often, PayPal credit has saved me a fe...

Used it quite often, PayPal credit has saved me a few times with making college trips Reviewed on: 6th May 2026

very helpful reminders and easy to use app

very helpful reminders and easy to use app Reviewed on: 6th May 2026

More Than Just Peace Of Mind

Easy, safe and secure payment options to suit every budget and bring that Paypal 'peace-of-mind' to everyday, luxury and unusual purchases! Reviewed on: 6th May 2026

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