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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176714)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to pay using Paypal and refunds are proc...

Really easy to pay using Paypal and refunds are processed quickly Reviewed on: 7th July 2026

Easy to use and so helpful to be able to spread the...

Easy to use and so helpful to be able to spread the cost of purchases Reviewed on: 7th July 2026

Very Useful

Easy to use, quick and simple. I do recommend PayPal to people and never had any issues. Reviewed on: 7th July 2026

Been okay with me but never had any issue

Been okay with me but never had any issue Reviewed on: 7th July 2026

Great experience.

Great experience. Reliable and user friendly. Reviewed on: 7th July 2026

Interest misleading

I have made a purchase with 0 interest but I am charged interest every month Reviewed on: 7th July 2026

The simple and safe way to buy

Your service is so easy to use. PayPal is the safe way to to buy Reviewed on: 7th July 2026

Beneficial and secure

I find using PayPal Credit very useful when completing online transactions. I feel the benefits and security are beneficial to me. Reviewed on: 7th July 2026

Quick and easy to use - never had any issues...

Quick and easy to use - never had any issues Reviewed on: 7th July 2026

Easy to use, flexible great customer service

Easy to use, flexible great customer service Reviewed on: 7th July 2026

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