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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176866)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always good

5
Always good caring snd safe for shopping online Reviewed on: 7th July 2026

Very easy to use and trustworthy company

5
Very easy and trustworthy company Reviewed on: 7th July 2026

Ease of use, simple easy plan terms to understand wh...

5
Ease of use, simple easy plan terms to understand what you need to pay. Like the 0% offer for purchases over £100.00 Reviewed on: 7th July 2026

Easy to use

5
Easy to use great pay monthly plan Reviewed on: 7th July 2026

I love paypal & the buyer protection it offers

5
I love paypal & the buyer protection it offers Reviewed on: 7th July 2026

very easy to apply and set up repayments, I would de...

5
very easy to apply and set up repayments, I would definitely recommend to others. Reviewed on: 7th July 2026

good, except statements & charges are not clear.

5
good, except statements & charges are not clear. Reviewed on: 7th July 2026

4 months 0% interest and it accessible especially wh...

5
4 months 0% interest and it accessible especially when u are in a budget and u need to get things urgent you can access it and pay later Reviewed on: 7th July 2026

It was great experience

5
It was great experience to using this Reviewed on: 7th July 2026

Pay in 3 is great to use

5
Always a good experience, pay in three is what I use most. I would recommend this to my friends and family. Never had any issues paying or repaying wit pay in 3 Reviewed on: 7th July 2026

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