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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107699 reviews)

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4.90

Based on 107,700 reviews, last reviewed 15th May 2026

2622750% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to set up and payment methods are easy to... Easy to set up and payment methods are easy to use Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107700)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've used PayPal for years now!!

I've used PayPal for years now, when I've had an issue, it's been easy to sort. I only use PayPal for purchases online as always felt safe. Reviewed on: 6th May 2026

I had two or three transactions hanging.

I had two or three transactions hanging. The customer care helped resolved my issues and I got my money back. Although, I had to speak to two different customers at different times but they were so helpful. They explained my issues to me calmly and clearly. At the end, I got my money. Excellent!!! Reviewed on: 6th May 2026

PayPal has never failed to let me down with whatever...

PayPal has never failed to let me down with whatever I have used it for wether is using PayPal credit to buy those things that’s just a little out of my budget or to transferring money to other people. It’s so easy to use and I’d recommend it to anyone Reviewed on: 6th May 2026

I find it good to have an additional source of credi...

I find it good to have an additional source of credit for online purchases. Reviewed on: 6th May 2026

Easy to use and easy communication

Easy to use and easy communication Reviewed on: 6th May 2026

Easy and convenient with great payment options

Easy and convenient with great payment options Reviewed on: 6th May 2026

Excellent customer service..

PayPal solved all my issues I presented to them and managed to get my money back from merchants Reviewed on: 6th May 2026

good thing to have, easy to use.

good thing to have, easy to use. Reviewed on: 6th May 2026

Makes online payments quick, easy and secure

Makes online payments quick, easy and secure Reviewed on: 6th May 2026

PayPal has always been my go to banking app to use o...

PayPal has always been my go to banking app to use online and using PayPal credit is so easy. Yet it's easy to pay back as well. Reviewed on: 6th May 2026

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