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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176033 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176033)

0 per cent interest is so good.

0 per cent interest is so good.I use pay pal all the time for on line purchases is so easy Reviewed on: 23rd April 2026

Best experience great benefits would definitely recc...

Best experience great benefits would definitely reccomend to friends and family Reviewed on: 23rd April 2026

Excellent

Paying with PayPal is easy, with good terms — payment can be split over three months with no interest. Excellent. Reviewed on: 23rd April 2026

I have been with paypal since 2016 and have enjoyed...

I have been with paypal since 2016 and have enjoyed everything they have to offer from pay in 3, paypal credit and more recently a physical card. Tyeir customer services are easy to use and always solve any issues or quierys over the phone. Great service Reviewed on: 23rd April 2026

Would recommend PayPal Credit

My experience of PayPal Credit has been very positive. It's an easy process to apply with a quick decision of whether you're eligible or not. Once approved, it is very simple to make purchases through PayPal Credit. Having 4 months to make payments, interest free has been a huge bonus and reason for me taking out the credit card with PayPal. As an avid user with PayPal already, it made sense to use this option for future purchases. I feel safe and secure using PayPal. I haven't had any negative experience at all using this product. I recommend this to everyone looking for a simple, easy to use credit card. Reviewed on: 23rd April 2026

PayPal is very reliable and always has my best inter...

PayPal is very reliable and always has my best interests in sight. Reviewed on: 23rd April 2026

Great way to pay for stuff, especially online.

Great way to pay for stuff, especially online. Reviewed on: 23rd April 2026

My go too for payments always feel secure when trans...

My go too for payments always feel secure when transactions are made. Super fast when checking out. Hassle free transaction times. Reviewed on: 23rd April 2026

Reliable app

It's such an easy and convenient app to use. I really like pay in 3 to buy things that are more than 100£. Reviewed on: 23rd April 2026

PayPal Credit

PayPal Credit itself is OK. The website layout is not. It’s clunky, confusing, and makes simple tasks take longer than they should. Reviewed on: 23rd April 2026

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