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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

My go to payment site.

My go to payment site. I have had trouble in the past with purchases being counterfeit go missing ect and every time PayPal has been there for me. I wouldn’t use any other company Reviewed on: 23rd April 2026

I uses my PayPal credit to buy expensive stuff and i...

I uses my PayPal credit to buy expensive stuff and it works well for me. I have introduced a few friends to it and they love it as well. Reviewed on: 23rd April 2026

Helps me pay off what I need and is reasonable with...

Helps me pay off what I need and is reasonable with the paying back process Reviewed on: 23rd April 2026

Simple and easy service.

Simple and easy service. Never have hassle using PayPal, if ever I’ve had an issue it’s always been resolved. Reviewed on: 23rd April 2026

0% on purcheses for the first 4 months

when purchasing items have got the first 4months at 0% which is good and i always settle account before the 4 months are up Reviewed on: 23rd April 2026

An excellent way to spend either online or in store...

An excellent way to spend either online or in store with the added security of PayPal services. Reviewed on: 23rd April 2026

Easy to use and secure

PayPal is very easy to use and gives the added peace of mind knowing it is secure. Reviewed on: 23rd April 2026

Simply the best good ol paypal.

Simply the best good ol paypal. Love ya..keep doing what you do Reviewed on: 23rd April 2026

Great for paying over time .

Great for paying over time ... & when you need to get things & pay over 3 months Reviewed on: 23rd April 2026

0 per cent interest is so good.

0 per cent interest is so good.I use pay pal all the time for on line purchases is so easy Reviewed on: 23rd April 2026

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