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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176068 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176122)

App is so easy to navigate and uptodate all the time.

App is so easy to navigate and uptodate all the time. Reviewed on: 23rd April 2026

Great I love them, they are so simple to use

Great I love them, they are so simple to use Reviewed on: 23rd April 2026

PayPal Credit has been a great way for me to buy ite...

PayPal Credit has been a great way for me to buy items and services that I can spread over a short time where I know I will have the funds to cover the payment but it gives me a little space to mange other immediate payments I need to cover. I have been going through a divorce and in order to become financially independent this has been very helpful to help me to work out how to prioritise my income. Reviewed on: 23rd April 2026

Flexibility and Ease

It's fit brilliant features like pay in 3 and 4 months interest free. Reviewed on: 23rd April 2026

The opportunity to spread the cost is appreciated.

The opportunity to spread the cost is appreciated. Papal is a reliable platform for money management and I feel safe to use it on a daily basis while learning about new ways to utilise my finances. Paypal make it easier to keep track of my spending which is great news for me. Reviewed on: 23rd April 2026

Just great experience and great feedback

Just great experience and great feedback Reviewed on: 23rd April 2026

Customer service is great

Customer service is great, service is reliable, always handy to have my account if ever needed. Reviewed on: 23rd April 2026

It’s just works, it’s the only thing that matters

It’s just works, it’s the only thing that matters Reviewed on: 23rd April 2026

I’ve recommended to all my friends & family!

I love my PayPal credit card, the 0% off for 4 months is amazing for increasing my credit score and giving me time to pay off bigger purchases. It’s also very easy to pay off and keep track of spending. I’ve recommended the card to so many people and they love it too! Reviewed on: 23rd April 2026

Paypal credit is easy to use, clear and statements e...

Paypal credit is easy to use, clear and statements easily show breakdowns and promotional offers used. Reviewed on: 23rd April 2026

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