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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176247)

Excellent

PayPal App is so easy to use & navigate, I'm not the best with technology but this is so easy to check balance & no what & when payments are due, they even send a reminder a few days before the payment is taken, I definitely recommend to all Reviewed on: 23rd April 2026

I use 0% pay in 4 months for all of my larger purcha...

I use 0% pay in 4 months for all of my larger purchases and it is my favorite way to do things. I have used it for years and it just gives me that extra bit of time to spread the cost to make things easier. Reviewed on: 23rd April 2026

Never had any issues using Paypal and I've had it fo...

Never had any issues using Paypal and I've had it for years. Easy to make payments for online shopping. Reviewed on: 23rd April 2026

Paid more than should have received

Great to get back after a issue with the login process and card charged quite more than i expected as i complained about the payment make unauthorised and now I had to pay Reviewed on: 23rd April 2026

Easy to use PayPal credit , easy payment process.

Easy to use PayPal credit , easy payment process. Reviewed on: 23rd April 2026

Great company.

Great company. Helpful and friendly Reviewed on: 23rd April 2026

Had a credit account for a while, its not always cle...

Had a credit account for a while, its not always clear if payments have gone through when trying to pay my bill. Can take days to show. Reviewed on: 23rd April 2026

trustworthy standard

Standard way for me to pay online, very trustworthy Reviewed on: 23rd April 2026

Very helpful and great service

Always available for pay3 and credit very helpful Reviewed on: 23rd April 2026

Paypal offer 0% credit for 4 months or with some com...

Paypal offer 0% credit for 4 months or with some companies its 12 months. It has saved me at times Reviewed on: 23rd April 2026

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