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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176703)

Easy to use

Very clear when payments need to be good. Good communication via emails. Reviewed on: 23rd April 2026

Seamless

Paypal is seamless and easy to use Reviewed on: 23rd April 2026

Please Impove Every Transaction with Deduction Detail.

Please Impove Every Transaction with Deduction Detail. Reviewed on: 23rd April 2026

Great service, easy to use

Application for credit is simple and the pay in 3 options is very useful. No need to worry about remembering payments all that is sorted. Reviewed on: 23rd April 2026

Protection, freedom and financial support.

Paypal protects my payments, gives me safe freedom to spread payments if I want and the app is so clear, easy to use and keeps me updated. Reviewed on: 23rd April 2026

I’ve found using pay pay credit useful for big purch...

I’ve found using pay pay credit useful for big purchases such as flights. It’s a good way to pay for things without interest for 4 months, I’ve also found the monthly payments manageable as I’ve been able to set something that works for me Reviewed on: 23rd April 2026

it has been amazing i guess.

it has been amazing i guess.. dont really have to worry much about repaying due to direct debit set up Reviewed on: 23rd April 2026

Very good and always helpful PayPal is very easy to...

Very good and always helpful PayPal is very easy to use Reviewed on: 23rd April 2026

I have never had something so reliable and useful as...

I have never had something so reliable and useful as much as I have had in PayPal! I love the freedom you can have here! Struggling to pay for things PayPal credit will always be your best friend! Never had any problems and will always use PayPal as my first option to pay for items Reviewed on: 23rd April 2026

Always helps when you have an issues

Always helps when you have an issues Reviewed on: 23rd April 2026

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