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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177273)

Great customer service.

5
Great customer service. Good rates of interest. Plenty of interest free deals. Pay in three etc. Reviewed on: 24th April 2026

Easy to use service.

4
Easy to use service. Had no problems an easy to access at most checkouts. Reviewed on: 24th April 2026

Helpful service

5
Been very helpful when needed easy to use there if you need it used many times. Reviewed on: 24th April 2026

Amazing and simple interface, highly recommended.

5
Amazing and simple interface, highly recommended. Reviewed on: 24th April 2026

Love the ease of use and pay in 3 system!

5
Love the ease of use and pay in 3 system!!! Reviewed on: 24th April 2026

PayPal credit is easy to use with great perks!

5
PayPal credit is easy to use with great perks! It allows me to purchase items and holidays with a 4 month window to pay! Thank you! Reviewed on: 24th April 2026

Very easy to use and very helpfull

5
Very easy to use and very helpfull Reviewed on: 24th April 2026

PayPal always sorts any issues that you may have, ne...

5
PayPal always sorts any issues that you may have, never had a bad experience Reviewed on: 24th April 2026

Its great you are able to spread costs across 3 mont...

5
Its great you are able to spread costs across 3 months with no interest and also be to pay for easily. I have been a customer for quite some time and enjoy using paypal for ease and safety. Reviewed on: 24th April 2026

100% recommend

5
I use PayPal mainly for online transactions. PayPal is easy and fair on what it offers ie pay in 3 and 0% interest on purchases upto 4 month. 100% recommend Reviewed on: 24th April 2026

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