Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177297 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177318)

Had great experience with PayPall

Had great experience with PayPall Reviewed on: 24th April 2026

Excellent

Excellent for credit if buying a large cost item Reviewed on: 24th April 2026

Super easy to spread the cost of expensive items and...

Super easy to spread the cost of expensive items and manage your monthly expenditure.Without paypal ive got to admit i would have had to save the funds before making a purchase, paypal has given me the ability to get the items.i need, when I need them. Reviewed on: 24th April 2026

Pay in 4 is extremely useful.

Pay in 4 is extremely useful. Only complaint is the amount of time payments take to show up in thr account, sometimes its several days. Reviewed on: 24th April 2026

Probably the best platform around

Probably the best platform around Reviewed on: 24th April 2026

Great service, options that suit everyone’s needs

Great service, options that suit everyone’s needs Reviewed on: 24th April 2026

never have any issues with paypal

never have any issues with paypal Reviewed on: 24th April 2026

The service is good and the benefits are good

The service is good and the benefits are good Reviewed on: 24th April 2026

Good experience and possibility to spreading costs

Good experience and possibility to spreading costs Reviewed on: 24th April 2026

Really easy set up and easy to make secure purchases...

Really easy set up and easy to make secure purchases payments Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98540 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub