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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177367 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177377)

Excellent financial products and proactive service.

Excellent financial products and proactive service. Reviewed on: 24th April 2026

Excellent service always.

Excellent service always prompt and thorough Reviewed on: 24th April 2026

Have used Paypal Credit for years and happy with how...

Have used Paypal Credit for years and happy with how it works. Reviewed on: 24th April 2026

CONVENIENT

I have been using PayPal for a long time.I never regret using PayPal.Very convenient. Reviewed on: 24th April 2026

Everything is just perfect.

Everything is just perfect. Perfect service. Perfect accessibility. Simply perfect! Reviewed on: 24th April 2026

Lifesaver..

Life always seems to throw curve balls just before payday and PayPal credit has been a lifesaver on many occasions. It's easy to use and easy to see your transactions and very simple to make a payment so you know where you stand. Obviously don't use it if you can't pay it off relatively easily but it's great for the purchases you need now but can plan for. Reviewed on: 24th April 2026

Usage easy

Fairly easy to use and can give some value for use Reviewed on: 24th April 2026

App easy to use.

App easy to use. Feel very secure making online payments. Had trouble with direct debit. Got through to help quickly Reviewed on: 24th April 2026

Amazing service always great deals and understanding...

Amazing service always great deals and understanding when you miss a payment Reviewed on: 24th April 2026

Used them for years started with eBay use it for eve...

Used them for years started with eBay use it for everything I can now Reviewed on: 24th April 2026

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