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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177581 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177581)

PayPal is super convenient for online shopping.

PayPal is super convenient for online shopping. It's fast, trusted, and you know you're covered if something goes wrong. It's accepted everywhere, which is awesome. The only thing that drives me nuts is when they lock down my account sometimes. Reviewed on: 24th April 2026

PayPal user experience

It help to have a flexible credit option that allows users to spend in advance and repay later with low or no interest, as long as payments are made on time. This make it easier to manage short-term expenses without high fees. In addition, a rewards system is included where users earn points for responsible use, such as making payments on time. These points I have added to a balance and use for future purchases or commitments. Overall, a combined system of flexible credit with fair repayment terms and a points-based rewards programme is improve my experience and encourage responsible spending. Thank you Reviewed on: 24th April 2026

One of the best decisions I have made is to use PayPal

Information is clear and platform is easy to navigate, it makes paying for things so safe and simple and with a tangible reward system,I was cautious to begin with, but one of the best things I have done is to team up with PayPal ! Reviewed on: 24th April 2026

Brilliant service

Every aspect I have used has been brilliant Reviewed on: 24th April 2026

Is un app fantatic Is amazing y very sure.

Is un app fantatic Is amazing y very sure. Reviewed on: 24th April 2026

PayPal credit is a lifesaver

PayPal credit has helped me a lot especially with emergencies I love there buy now pay 4 month later allows me to budget without being worried of paying off interest or being charged high interest rate I usually pay it off before 4 months has arrived: All banks should offer & provide this service Reviewed on: 24th April 2026

I have never had any issues using PayPal

I have never had any issues using PayPal Reviewed on: 24th April 2026

The interest free period is excellent as is the paym...

The interest free period is excellent as is the payment in 3 option. This all helps with spreading costs and budgeting! I also feel confident using PayPal, particularly online, as there is a buyers protection service embedded in the system. Reviewed on: 24th April 2026

Quick easy simple.

Quick easy simple...No issues around applying Reviewed on: 24th April 2026

Happy with PayPal.....

Provide a good service, and offer extended credit facilities. Reviewed on: 24th April 2026

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