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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177669 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177690)

Love that I can spread the cost of payments over 4 m...

Love that I can spread the cost of payments over 4 months. And also pay in 3 to make things feel more affordable and achievable. Reviewed on: 24th April 2026

Efficient service, quick resolutions.

Efficient service, quick resolutions. Friendly staff. I would highly recommend. Always get peace of mind. Reviewed on: 24th April 2026

Easy to use and great flexible way to manage your fu...

Easy to use and great flexible way to manage your funds. Transparent way the app provides a view of the balance owe and payments makes is really straightforward. Paypal Credit has helped me greatly in being able to spread the costs of items ive needed but couldn't afford in one lump sum Reviewed on: 24th April 2026

Smooth so far. Never had any issues!

Smooth so far and I've not had any issues. Reviewed on: 24th April 2026

Simple to use & good experience

Simple to use, and when I've needed to raise customer support the process has been fast and straightforward Reviewed on: 24th April 2026

Im very happy that can have PayPal credit limit So I...

Im very happy that can have PayPal credit limit So I can buy any things online or wallet fantastic thanks for that Reviewed on: 24th April 2026

Great interest free option

I use PayPal credit for short term interest free purchases and find it easy to use and a great option for spreading payments Reviewed on: 24th April 2026

The internet purchasing system is compromised !

The internet purchasing system is full of flaws, so I only use Pay Pal. You cannot trust Ebay or sellers. Pay pal is the only organisation who will protect and refund you. Do I need to say more ! Reviewed on: 24th April 2026

Really user-friendly service

Really user-friendly, eases the worry when making payments, versatile in that it offers payment choices e.g. over time or immediate - or on credit terms. Although I find the credit account a little more tricky to navigate, and have ended up paying interest because of it. Probably just me though! Reviewed on: 24th April 2026

Great experience ,always fair and helpful

Great experience ,always fair and helpful Reviewed on: 24th April 2026

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