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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177733)

PayPal credit

5
Great an easy way to spread payments when needed. Very useful . Reviewed on: 24th April 2026

Easy to access and use in many places.

5
Easy to access and use in many places. Reviewed on: 24th April 2026

PayPal Credit makes budgeting easier, making those b...

5
PayPal Credit makes budgeting easier, making those bigger buys accessible Reviewed on: 24th April 2026

Great way to purchase ..

5
I love using PayPal very convenient way to shop and purchase things online! I like how you can spread the cost over three months easy to make your payments and customer services is very helpful and resolve issues very wuickly Reviewed on: 24th April 2026

PayPal made it easy for me to make large purchases.

5
I found the application process for PayPal Credit to be very straightforward and fast. It integrates perfectly with my existing account, making it simple to manage my payments and see my balance all in one place. It’s been a great way to spread the cost of bigger items without any hassle. Reviewed on: 24th April 2026

Good affordable way to pay and easy to keep track

5
Good affordable way to pay and easy to keep track Reviewed on: 24th April 2026

So simple, just works love the app and customer supp...

5
So simple, just works love the app and customer support Reviewed on: 24th April 2026

I find it so easy to pay with PayPal and so much safer.

5
I find it so easy to pay with PayPal and so much safer. I also know that if there is a disorder they will go above and beyond to help me. Which i discovered again gestational with a PayPal concerning a dispute. Reviewed on: 24th April 2026

Smooth and simple.

5
Smooth and simple. Rewards a bonus! Reviewed on: 24th April 2026

Easier to use than washing your face!

5
I love how easy it is, I have now got my brother, father and mother accounts! Fabulous Reviewed on: 24th April 2026

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