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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108052 reviews)

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4.90

Based on 108,051 reviews, last reviewed 16th May 2026

2638550% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

So easy to use, and plenty of warning when payment i... So easy to use, and plenty of warning when payment is due Reviewed on: 16th May 2026

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108052)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

First class service and the app is extremely user fr...

First class service and the app is extremely user friendly. Reviewed on: 6th May 2026

It’s there when you need it most

It’s there when you need it most Reviewed on: 6th May 2026

love Paypal

I use PayPal for most of my online purchases because it’s very simple and convenient. It securely stores my card information, making checkout quick and easy every time. I like how fast the payment process is, and it works smoothly on most websites. Reviewed on: 6th May 2026

Great service, especially pay in 3.

Great service, especially pay in 3. Reviewed on: 6th May 2026

Simple, Flexible and Reliable Payment Solution

I’ve been using PayPal Credit for a while now and overall I’ve had a very positive experience. It’s convenient and easy to use, especially when I need a bit of flexibility with payments. The application process was straightforward, and I like being able to spread the cost of purchases when needed. The app is user-friendly, and I can easily keep track of my spending and payments. Customer service has been helpful when I’ve needed support, and everything feels secure and reliable. Overall, it’s a great option for managing finances and making purchases more manageable. I would definitely recommend it to others. Reviewed on: 6th May 2026

We are using paypal for a long time.

We are using paypal for a long time. We never had any issues, and if something happened we called customer service and they helped us straight away. Reviewed on: 6th May 2026

Made for Life!

Easy to manage account and keep track of spending and track purchases ordered online. Reviewed on: 6th May 2026

Always have good experience with PayPal & they try &...

Always have good experience with PayPal & they try & sort your problems out promptly. Reviewed on: 6th May 2026

Paypal had helped me a lot when I needed to book Hot...

Paypal had helped me a lot when I needed to book Hotels and flights with an option pay instalment or pay with no interest within a given time frame. Reviewed on: 6th May 2026

Easy and quick access

It's simple to use, you can spread your payments and is very secure Reviewed on: 6th May 2026

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