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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177214)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service and gives the flexibility I need

5
Excellent service and gives the flexibility I need Reviewed on: 7th July 2026

Everything is easy from a buying view to even making...

5
Everything is easy from a buying view to even making payments no backwards and forwards easy peasy Reviewed on: 7th July 2026

you meant good things about using PayPal Credit

5
Smart spending isn’t about buying more—it’s about managing your money well. PayPal Credit gives flexibility when you need it, but responsible borrowing is always the best choice.A little flexibility can go a long way when used wisely. Good financial habits turn credit into a helpful tool, not a burden. Spend with purpose, pay on time, and stay in control. Reviewed on: 7th July 2026

Excellent

5
Excellent experience great customer support Reviewed on: 7th July 2026

It’s an easy platform to buy send and receive money

5
It’s an easy platform to buy send and receive money Reviewed on: 7th July 2026

Easy to use platform - debit card and points system...

5
Easy to use platform - debit card and points system make the difference Reviewed on: 7th July 2026

Great service, always safe to use their service online

5
Great service, always safe to use their service online Reviewed on: 7th July 2026

I have had good experiences with PayPal.

5
I have had good experiences with PayPal. They have always backed ne up if I have had any money disputes. I have never felt more secure with my money. I ha e credit with them and have never had any issues Reviewed on: 7th July 2026

I have had good experiences with PayPal.

5
I have had good experiences with PayPal. They have always backed ne up if I have had any money disputes. I have never felt more secure with my money. I ha e credit with them and have never had any issues Reviewed on: 7th July 2026

Paypal 0% over 36mnths brilliant!

5
Was able to buy my new phone over 36months Reviewed on: 7th July 2026

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