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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177244 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177261)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

With PayPal you always feel safe and they never let...

With PayPal you always feel safe and they never let you down. Reviewed on: 7th July 2026

Quick to know

I like the speed of notification of missed payments Reviewed on: 7th July 2026

Best platform for online purchases

I have been using PayPal since I was a teenager. It's the safest platform for online purchases and it's great if you want to split bigger expenses in few months Reviewed on: 7th July 2026

Excellent

PayPal provides fast, secure payments with excellent customer support experience. Reviewed on: 7th July 2026

I love how easy it is

I love how easy it is to use and can see clearly your payments Reviewed on: 7th July 2026

I give the review 10

Good experience I'm sure the paypal is very fast service Reviewed on: 7th July 2026

What an amazingly simple idea!

PayPal impressed me by bringing out the debit card. It’s a simple yet perfect step forward in my opinion. I got a physical card as well as using it online. Getting the points as well made me very quickly reach a credit of £100! Just for choosing to pay differently for 1 month! What an idea! I treated myself and with or without the points I will use the debit card as part of my monthly budgeting plan. This is why I recommend PayPal. Reviewed on: 7th July 2026

PayPal customer service

I wouldn’t use any other company to buy stuff on line Reviewed on: 7th July 2026

Always find it the most secure method to purchase it...

Always find it the most secure method to purchase items online and send money to friends/family. Reviewed on: 7th July 2026

PayPal Credit has been a lifesaver for me.

PayPal Credit has been a lifesaver for me. Being able to spread the cost of a purchase over four months at 0% interest is such a practical option, especially when an unexpected expense comes up or you simply do not want one payment to take a big hit from your monthly budget. The process is straightforward, repayments are easy to keep track of, and having the flexibility to pay things off early is a bonus. It gives you breathing room without the worry of interest building up, provided you stay on top of the repayment schedule. A genuinely useful service for managing larger purchases more comfortably. Reviewed on: 7th July 2026

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