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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177469 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177496)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Helpfull

You can always get someone who helps you straight away Reviewed on: 8th July 2026

Great experience for my transaction and buying goods...

Great experience for my transaction and buying goods via paypal.Its a great platform for financial plans. Reviewed on: 8th July 2026

useful but high interest rate

I don’t like that there’s such a high interest rate but appreciate being able to use the credit. However, it was useful to be able to make a big order and know I could pay it off. Reviewed on: 8th July 2026

Excellent swcurity features and extra checks done.

Excellent swcurity features and extra checks done. Reviewed on: 8th July 2026

I've been using PayPal for the last 6 months, knowin...

I've been using PayPal for the last 6 months, knowing any purchase scams are sorted immediately. Reviewed on: 8th July 2026

I have never had concerning issues with Paypal, I ha...

I have never had concerning issues with Paypal, I have been in touch with customer service and that lady was so helpful and kind to me. Reviewed on: 8th July 2026

Every time I have had to contact PayPal customer ser...

Every time I have had to contact PayPal customer service, they resolve the issue in an efficient manner. Keeping it prompt and effective. Reviewed on: 8th July 2026

Excellent

I have used PayPal for many years and have never had any problems. Reviewed on: 8th July 2026

PayPal credit gives you a positive outlook on life

Its helped me with my finance as im able to budget using the PayPal credit ,knowing how much to pay back and complete it within the timescale provided Reviewed on: 8th July 2026

PayPal is fast, secure, and easy to use.

PayPal is fast, secure, and easy to use. Payments are processed quickly, and it’s a convenient way to send and receive money. Overall, a reliable service. Reviewed on: 8th July 2026

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