Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109477 reviews)

View other PayPal products

4.90

Based on 109,477 reviews, last reviewed 18th May 2026

2704000% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Confidence, ease and security PayPal makes it easy to make purchases and the confidence that it’s secure. It takes the worry away from scams etc Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109477)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use service, reliable and trusted

Easy to use service, reliable and trusted by a lot of people making it a good option for a variety of transactions Reviewed on: 6th May 2026

New flexible friend

I like the flexibility to either pay for something in one go, spread over 3 payments or the interest free finance on larger purchases. The app is easy to navigate and it is easy to send and receive money to family and friends too Reviewed on: 6th May 2026

Easy and secure

Simple way to provide a secure way of paying for things Reviewed on: 6th May 2026

Regular user

Regular use over the past 12 months No issues in the time. Reviewed on: 6th May 2026

Not giving you reminders about late payment.

Not giving you reminders about late payment. Only sent you messages you are charged 12£ I late payment Reviewed on: 6th May 2026

Great to experience fantastic good

Great to experience fantastic good Reviewed on: 6th May 2026

Easy paysy

PayPal is easy to use, I'd rather use it than my direct banking. Reviewed on: 6th May 2026

Easy banking

Ive been using paypal for over 10 years and im happy with it. Especialy with pay in 3 and 4, Reviewed on: 6th May 2026

Great interest free rates good lender fair and doesn...

Great interest free rates good lender fair and doesn’t rip you off and love the points scheme to turn points into spends Reviewed on: 6th May 2026

Excellent

My experience with pay pal credit is so much better Reviewed on: 6th May 2026

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Payments
from PayPal 4.91 from 3719 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub