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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109535 reviews)

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4.90

Based on 109,535 reviews, last reviewed 18th May 2026

2706700% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A few years ago my account was scanned. A few years ago my account was scanned. And I had excellent customer service support that resolved my problem very quickly. Step by step they were wit... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109535)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal gives me Financial freedom

PayPal gives me Financial freedom Reviewed on: 6th May 2026

Have used PayPal on many occasions and they always g...

Have used PayPal on many occasions and they always got what I needed!Thanks Reviewed on: 6th May 2026

Flexible, quick and easy to apply, the app is easy t...

Flexible, quick and easy to apply, the app is easy to navigate and to top it off I feel safe with PayPal Reviewed on: 6th May 2026

Overall good, managing credit limit could be better...

Overall good, managing credit limit could be better and more interactive, but generally a good experience. Reviewed on: 6th May 2026

Very easy process, fast results and makes checkout b...

Very easy process, fast results and makes checkout better Reviewed on: 6th May 2026

Brilliant experience very good value

Brilliant experience very good value Reviewed on: 6th May 2026

I have taken out paypal credit and found the interes...

I have taken out paypal credit and found the interest very much affordable and having six months without any interest added is a bonus, i can easily receive money through paypal and transfer to my bank account anytime with no charges Reviewed on: 6th May 2026

Terrible customer service

Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

Never had an issue using pay pal credit extremely us...

Never had an issue using pay pal credit extremely user friendly and convenient to use. Reviewed on: 6th May 2026

I use PayPal to pay for nearly everything where it i...

I use PayPal to pay for nearly everything where it is available. Excellent service and the pay in 3 is an absolute lifesaver when trying to get through financial stress Reviewed on: 6th May 2026

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