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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108669 reviews)

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4.90

Based on 108,669 reviews, last reviewed 16th May 2026

2666700% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit has been great PayPal credit has been great I use it to grow my side hustle and it works out perfect Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108669)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for years and trust them more tha...

I have used PayPal for years and trust them more than using a credit card, the availability of safe payment in today’s market is huge, then they couple it with a credit account to help split payments down to manageable mo the payments. Such a simple service. Reviewed on: 6th May 2026

Excellent customer support!

Once I’ve accidentally purchased „pay in 3”. I think 7 times? The website where I was ordering wasnt showing confirmation so I was literally pressing button wich meant that I had order the same order 7 times and when I contacted customer support lady was very nice and calm ( as I was panicking) she did cancelled all of my 7 orders :) was very pleased that this was resolved very quickly. Thank you! Reviewed on: 6th May 2026

Easy to set up and great communication

It’s an easy process and they have good communication every step of the way Reviewed on: 6th May 2026

PayPal Credit is a great and versatile way to pay!

PayPal Credit has been a great a versatile way of paying for items on online with the added benefit of 0% for 4 months when over £100. I have been very impressed by the new PayPal Credit card feature which has meant I can use PayPal on purchases where it was previously not accepted. I will be using PayPal Credit a lot more in the future now the credit card is available. Reviewed on: 6th May 2026

I would say is not easy to get to the...

I would say is not easy to get to the customer service Reviewed on: 6th May 2026

Easy to use and follow, would highly recommend

Easy to use and follow, would highly recommend Reviewed on: 6th May 2026

An absolute must have

I have been using PayPal for years and always find it much easier to use than regular checkout. PayPal Credit is also an absolute life saver when I need to spread a payment over a few months Reviewed on: 6th May 2026

Excellent easy process, easy set up

Excellent easy process, easy set up Reviewed on: 6th May 2026

Helps make payments more manageable .

Had an issue with not receiving an order. I was ignored by the company, so I reported it to PayPal, there was no problem getting my money refunded. I also use PayPal pay in 3 and PayPal credit, which helps spread the cost of more expensive purchases such as holidays, interest free. Reviewed on: 6th May 2026

PayPal trusted. and secure..

PayPal have proven to be a trusted and secure way to pay for online purchases. Reviewed on: 6th May 2026

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