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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108756 reviews)

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4.90

Based on 108,756 reviews, last reviewed 16th May 2026

2670700% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy access, easy in use. Easy access, easy in use.A lot of places you can use it. Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108756)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Haven’t had to contact costumer service at all.

Haven’t had to contact costumer service at all. Use PayPal for all my online purchases, haven’t had any issues with years of use. Makes me happier shopping online with that extra layer of security. Reviewed on: 6th May 2026

PayPald offer great options

PayPal provide an excellent service and various ways to use them for purchases. They offer payment that are interest free along with normal credit options Reviewed on: 6th May 2026

A great service to use and Good all round. very easy

A great service to use and very easy Reviewed on: 6th May 2026

Various options on payment make it great

The pay over 3 months option is incredibly useful and even better that it is interest free. in relation to their credit card it is easy to use but when you get a refund/credit to your account it shows as an adjustment and then you need to work out where it comes from - this is frustrating at times and hopefully is something they correct over time. Reviewed on: 6th May 2026

Thank you...

I LOVE PAYPAL FOR THE SECURE PAYMENTS SERVICE IT PROVIDES AND ALSO FOR SUPPORTING PEOPLE HAVE THEIR NEEDS AND WISHES FULFILLED AND BEING ABLE TO CHOOSE BETWEEN PAY IN THREE OR PAYPAL CREDIT. I APPRECIATE PayPal FOR SUPPORTING CUSTOMERS VIA EMAILS WITH REMINDERS AND TIPS TO STAY ON TOP OF THE CHOOSEN DECISION. THANKS Reviewed on: 6th May 2026

Safe secure payment all the time

Great customer service. Always goes above and beyond to resolve issues. Reviewed on: 6th May 2026

I could give excellent on every level but there’s on...

I could give excellent on every level but there’s one thing I felt disappointing is I’ve tried to book flights twice with PayPal pay in 3 the payment was taken by PayPal and showed approved but on booking page it was saying awaiting payment then it was timed out after limited period and got cancelled twice then I tried to contact PayPal about my payment to get refund there’s only option to call PayPal not messaging or emailing services it says I can’t report anything for pending payment well then I called PayPal and waited for more than fifteen to twenty minutes on first call and got answered on second call it didn’t late that much thank you Reviewed on: 6th May 2026

I had a such a great experience with PayPal.

I had a such a great experience with PayPal. Always helping me when I need it. Reviewed on: 6th May 2026

I've had a few issues over the years with scam traders.

I've had a few issues over the years with scam traders. Paypal have sorted and fully refunded me in all cases. It gives me real re-assurance when making online purchases, as I feel protected against rogue companies or scammers. The Pay later or Pay in instalments is also really useful at times. Overall, I'm very happy with the PayPal experience and would recommend to anyone. Reviewed on: 6th May 2026

Interest free repayment and an electronic credit card

In an era when banks are making money and we all ignore interest and bank charges, PayPal are doing things a bit different. It may only be small amounts and you do need to keep on top of it but it's just a more cost effective way of paying for larger purchases and emergencies. I had to buy tyres the other day and my electric PayPal credit card came out and with four months interest free repayment options, it was the most efficient way of paying. The same credit card, and cost with a high street bank would have cost me more so can't recommend PayPal enough. Take back from the banks! Reviewed on: 6th May 2026

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