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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108772 reviews)

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4.90

Based on 108,772 reviews, last reviewed 17th May 2026

2671450% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal helps business grow PayPal gives great access to funds that help business Reviewed on: 17th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108772)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Secure using PayPal online

I feel totally secure using PayP Reviewed on: 6th May 2026

Easy refunds.

they are on point when I needed refunds. easy payments without having ti use a credit card.Overall good experience for over a decade. Reviewed on: 6th May 2026

I have used this service for years now.

I have used this service for years now, and never had any issues. Great customer service, easy app to manage, and continues to help me. Reviewed on: 6th May 2026

I really value the 'Pay in 3' feature.

I really value the 'Pay in 3' feature. It’s been a lifesaver when I’m low on cash and waiting for payday, as it lets me split my purchases into three manageable chunks. The process is quick and it’s great for budgeting without having to pay everything upfront. Reviewed on: 6th May 2026

Great product

Always easy to use and great to have the facilities it offers Reviewed on: 6th May 2026

Easy and safe ways to use money especially on the in...

Easy and safe ways to use money especially on the internet Reviewed on: 6th May 2026

Haven’t had to contact costumer service at all.

Haven’t had to contact costumer service at all. Use PayPal for all my online purchases, haven’t had any issues with years of use. Makes me happier shopping online with that extra layer of security. Reviewed on: 6th May 2026

PayPald offer great options

PayPal provide an excellent service and various ways to use them for purchases. They offer payment that are interest free along with normal credit options Reviewed on: 6th May 2026

A great service to use and Good all round. very easy

A great service to use and very easy Reviewed on: 6th May 2026

Various options on payment make it great

The pay over 3 months option is incredibly useful and even better that it is interest free. in relation to their credit card it is easy to use but when you get a refund/credit to your account it shows as an adjustment and then you need to work out where it comes from - this is frustrating at times and hopefully is something they correct over time. Reviewed on: 6th May 2026

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