Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110640 reviews)

View other PayPal products

4.90

Based on 110,640 reviews, last reviewed 19th May 2026

2757300% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never lets me down, haven’t had any issues and will... Never lets me down, haven’t had any issues and will continue to use. Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110640)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent overall.

Excellent overall. Like with many eservices companies these days can be a challenge to get help without going around in circles on self hep/faq and chatbot Reviewed on: 7th May 2026

Paypal is great way to manage spending

Very easy to use and manage your spending. I really like the pay in 3 and the paypal credit which allows you to spread the cost and also earn points as you spend. Reviewed on: 7th May 2026

PayPal is a brilliant payment service

PayPal is a brilliant payment service Reviewed on: 7th May 2026

Given Financial flexibility.

Given Financial flexibility. With paypal credit. Reviewed on: 7th May 2026

All positive

All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026

Very helpful any time I need to buy something I thin...

Very helpful any time I need to buy something I think of PayPal first because it’s save way to pay Reviewed on: 7th May 2026

Easy access

Easy access and easy to use in any retailer shops . Apps always updated your balances Reviewed on: 7th May 2026

Reliable service and customer service.

Reliable service and customer service. Quick to respond on any queries. Reviewed on: 7th May 2026

App and due dates could be better.

I think the app and the clarity of it could be better. I don't feel its easy / clear to view agreements with due dates that may pass, therefore resulting in you being charged interest. Reviewed on: 7th May 2026

PayPal provided prompt and professional customer ser...

PayPal provided prompt and professional customer service service. Solves your problem quickly and easily Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 495 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52284 reviews
Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub