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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110674 reviews)

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4.90

Based on 110,674 reviews, last reviewed 19th May 2026

2758950% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Spread payment It made my life much easier, with Spread payment. Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110674)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good app very happy 9 using ol' my famil...

Very good app very happy using ol' my family and friends recommended Reviewed on: 7th May 2026

Review of Paypal CCredit

I used PayPal Credit for online purchases because it was quick and easy to spread payments. The application process was simple and it was useful for larger purchases when I needed flexibility. However, if you don’t clear the balance within the promotional period, the interest can become quite expensive. I also found it easy to lose track of spending because everything is so accessible through PayPal. Overall, it can be helpful if managed carefully, but I would recommend reading the terms closely and making sure you can repay on time. Reviewed on: 7th May 2026

I feel PayPal is a secure way of paying for goods an...

I feel PayPal is a secure way of paying for goods and services without giving my bank details to companies. It is a very flexible way of paying and receiving funds Reviewed on: 7th May 2026

Credit Display?

Credit shows as -£, otherwise so far so good. Reviewed on: 7th May 2026

PayPal Credit has been easy to use and manage, which...

PayPal Credit has been easy to use and manage, which has helped me considerably over the past 12 months. Reviewed on: 7th May 2026

Convenient

Easy to use app and most sites supports payment method with months interest free payment Reviewed on: 7th May 2026

Cracking

Just PayPal says what it does simple friendly and helpful Reviewed on: 7th May 2026

Friendly efficient staff.

Friendly efficient staff. Easy to get hold of and very helpful. Was great to speak to a human to ask my question Reviewed on: 7th May 2026

Excellent service and super easy to use

I’m extremely satisfied with PayPal Credit. The whole process was quick, simple, and very transparent. The app and website are easy to use, payments are processed smoothly, and customer service has always been helpful and professional whenever I needed support. What I like most is the convenience and flexibility — it makes online shopping much easier and gives me peace of mind when managing payments. Everything works reliably, and I’ve had a very positive experience from the beginning. I would definitely recommend PayPal Credit to anyone looking for a safe, fast, and trustworthy payment solution. Reviewed on: 7th May 2026

Secure, Fast, & Flexible: Why I Love PayPal

PayPal is a total game-changer for online shopping! It makes checkouts effortless since you never have to track down your card or type in digits. The high-level encryption and fraud detection are massive pluses, keeping your private financial info away from sellers. Plus, with 'Pay in 3' and their Savings account, you get the kind of financial flexibility that actually fits your lifestyle. Love it!!!!! Reviewed on: 7th May 2026

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