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PayPal: PayPal Credit reviews

4.90
Based on 110,728 reviews, last reviewed 19th May 2026
2761400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is beneficial to have everyone It is beneficial to have everyone Reviewed on: 19th May 2026
Niventha P's avatar
Niventha P

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110728)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always worked for me .

5
Always worked for me . I like paying in 3 instalments Reviewed on: 7th May 2026

24 percent installments are theft, I will pay back w...

4
24 percent installments are theft, I will pay back what I have and than I will never use your services Reviewed on: 7th May 2026

Easy to use.

5
Easy to use, no problems Straight forward process. Easy to find what you are looking for Reviewed on: 7th May 2026

PayPal always help me if I want to buy something exp...

5
PayPal always help me if I want to buy something expensive so I can pay in 3months Reviewed on: 7th May 2026

Great service all round.

5
Great service all round. Easy to use app. Reviewed on: 7th May 2026

Quick and professional service

5
Quick and professional service and help centre good Reviewed on: 7th May 2026

Safe and secure with great credit options

5
PayPal is a really safe way to pay and has excellent payment options to help you spread the cost of large purchases. Reviewed on: 7th May 2026

Very understandingH helpful and protective

5
Very understanding helpful and protective Reviewed on: 7th May 2026

Never had an issue in all my years using PayPal

5
Never had an issue in all my years using PayPal Reviewed on: 7th May 2026

Great app, makes buying so easy with added protection

5
Great app, makes buying so easy with added protection Reviewed on: 7th May 2026