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PayPal: PayPal Credit reviews

4.74
Based on 134,212 reviews, last reviewed 11th Jun 2026
3837350% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and easy to use! Safe and easy to use! If you have any issues, you know PayPal has your back! Reviewed on: 11th June 2026
Sue b's avatar
Sue b

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134212)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always so helpful if a problem arises which is a mas...

5
Always so helpful if a problem arises which is a massive comfort. Reviewed on: 8th June 2026

Serve the purpose

5
Serve the purpose. Better options Reviewed on: 8th June 2026

10/10 for PayPal Credit

5
I love having a credit card with PayPal credit, physical and on my wallet. The paying off in 4 months whilst interest free has been a life saver. Highly rate paypal credit Reviewed on: 8th June 2026

Easy to pay with PayPal, safe and protected.

5
Easy to pay with PayPal, safe and always protected. Repeatable on lots of various sites as a payment option Reviewed on: 8th June 2026

I’ve been a PayPal customer for at least 20 plus yea...

5
I’ve been a PayPal customer for at least 20 plus years and it’s always my trusted go to. Reviewed on: 8th June 2026

Been using PayPal for over 20 years never had a prob...

5
Been using PayPal for over 20 years never had a problem highly recommended Reviewed on: 8th June 2026

Excellent service very helpful and good quality prod...

5
Excellent service very helpful and good quality products Reviewed on: 8th June 2026

Useful online payment service

4
Easy to use. PayPal credit is useful. Reviewed on: 8th June 2026

Has given me financial freedom and ability to budget.

5
Has given me financial freedom and ability to budget. Reviewed on: 8th June 2026

Its okke no that bad but need more improving tech...

3
Its okke no that bad but need more improving tech Reviewed on: 8th June 2026

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