Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22240 reviews)

View other PayPal products

4.93

Based on 22,240 reviews, last reviewed 30th Jun 2025

212500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always used PayPal and highly suggest it I've been using PayPal for years, and I've always enjoyed it but the PayIn3 option has been such a life saver especially for financial planning, Its h... Read more Reviewed on: 30th June 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22240)

So easy to use!

So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024

Great experience.

Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024

Really like the Pay in 3 option, so easy

Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024

Easy to use and brilliant helping when need to split...

Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024

Never had any issues.

Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

Pay in 3 to manage my budget

I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024

Excruciatingly difficult to amend payment details

Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.78 from 663 reviews
Retail Finance
from PayItMonthly 4.91 from 179 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews

Want to see more from PayPal?

Payment Provider
from PayPal 4.92 from 3599 reviews
PayPal Credit
from PayPal 4.91 from 50764 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub