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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96988 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96989)

Straight forward

Pay in 3 was really straight forward and easy to apply/use. Reviewed on: 9th July 2026

Suffolk gal

PayPal is so easy to use be it pay now or pay in 3 instalments, goes straight through with no need to put in all address details, it’s all done for you, would highly recommend Reviewed on: 9th July 2026

I have had very good service to date.

I have had very good service to date. It all works for me having the offer. From transferring money to the 3 to pay. I hope this continues Reviewed on: 9th July 2026

spreading the cost made life easier

I just moved to a new home, spreading the cost made life easier Reviewed on: 9th July 2026

Helps to spread the cost.

Found it very easy to use and simple to understand. A very useful addition to pay pal when you need to spread the cost of your purchase, without the interest. Reviewed on: 9th July 2026

Very easy and convenient service

I often use PayPal Pay in 3. It is so convenient and a great way to spread the cost of any purchases over £30 with no interest. The approval decision is made almost immediately and it’s very easy to track and view payments in the app. Reviewed on: 9th July 2026

All good but why the need to confirm in bank app as...

All good but why the need to confirm in bank app as well? Seems quiker just to use debit card Reviewed on: 9th July 2026

Great way to organise payment and divide it

Great way to organise payment and divide it Reviewed on: 9th July 2026

My best in 3 payment options, and we used my family...

My best in 3 payment options, and we used my family when need a money. Easy and speed! Reviewed on: 9th July 2026

Great easy app to use, never had any issues with usi...

Great easy app to use, never had any issues with using it. Easy to see transactions and also pay money out Reviewed on: 9th July 2026

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