Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97065 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97077)

Great service

No issues at all, transactions are always quick and easy, never had issues with pay in 3 either, love it Reviewed on: 9th July 2026

Smootless transaction.

Smootless transaction. Got money delivered in second Reviewed on: 9th July 2026

I always use PayPal.!

I always use PayPal. I’m confident if there are any problems with anything I purchase that PayPal will help me to fairly get a refund. I also use PayPal pay in 3 it’s convenient and easy to use the payments are simple and it enables me to make larger purchases that I could possibly not afford to buy in one payment. Reviewed on: 9th July 2026

PayPal is awesome!

As a freelancer with many international clients, I find PayPal incredibly useful. It is super easy to use and link it up to my bank account and easy to share the link with clients too. I also absolutely love the pay in 3 option which means i can keep track of my expenses and live within my monthly budget more easily. PayPal is awesome. Reviewed on: 9th July 2026

Pay in 3

I only really use Paypal for the pay in 3 instalments which helps me spread the cost Reviewed on: 9th July 2026

Pay in 3 set me free

Very simple to use. Pay in 3 option has been particularly helpful during tricky money times. Reviewed on: 9th July 2026

I joined at the beginning and they have never let me...

I joined at the beginning and they have never let me down Reviewed on: 9th July 2026

Everything is just so simple and hassle free.

Everything is just so simple and hassle free. Reviewed on: 9th July 2026

I have found PayPal very good to use, even when I ha...

I have found PayPal very good to use, even when I have to make a transfer to countries like the USA, and the charge for such a tranfer is quite reasonable. Reviewed on: 9th July 2026

Easy set up, perfect way to stagger payments.

Easy set up, perfect way to stagger payments. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175206 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub