Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97223 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97259)

Just so straightforward, clear and safe for paying f...

Just so straightforward, clear and safe for paying for purchases on line. The payment by instalments is also very useful for spreading the payments on some larger purchases. Reviewed on: 9th July 2026

Fast and safe check out when online

Pay in 3 is brilliant and PayPal allows me to check out really quickly. Reviewed on: 9th July 2026

It gives you great flexibility without hitting throu...

It gives you great flexibility without hitting through credit score Reviewed on: 9th July 2026

Always reliable and great interface

Always reliable and great interface Reviewed on: 9th July 2026

Use all the time for Pay in 3 interest free, send mo...

Use all the time for Pay in 3 interest free, send money requests in seconds to my needy granddaughter Reviewed on: 9th July 2026

Very good and very trustworthy and reliable.

Very good and very trustworthy and reliable. Very easy to use service that makes the customer experience pleasant. Makes more expensive things attainable without the guilt of paying interest on things, so you don't feel like you're losing out Reviewed on: 9th July 2026

peace of mind and control

I have used PayPal for years. I love the security it offers. Using pay in 3 gives me financial control AND security in one place which I value. I've never had an issue paying this way but, because I know PayPal well I know that customer service would help me resolve any issues which gives me the confidence to shop using this method. Reviewed on: 9th July 2026

Lovely team

The PayPal term have been lovely when I have had issues and have been really helpful. Reviewed on: 9th July 2026

Love Pay in 3

I have been with PayPal for many years. They have always been very helpful when I had issues. I love the Pay in 3 as it helps Mr with budgeting and being interest free means I'm not being penalised for not paying in full. Reviewed on: 9th July 2026

Very easy to use

Very easy to use, upfront about payment dates and values. Allowing you to spread payments means that you can take advantage of reduced prices and sale items. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Argos card
from Argos 4.31 from 64 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175439 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub