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PayPal: Pay in 3 reviews

4.76
Based on 96,837 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026
CHRIS EMERY's avatar
CHRIS EMERY

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026
DarkSoul's avatar
DarkSoul

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97323)

Excellent

5
So easy to use and you spread the cost Reviewed on: 9th July 2026

easy payments

5
easy and simple way of paying for purchases and also for spreading costs of items over a period of time with no extra costs Reviewed on: 9th July 2026

Feeling saolot and have never had a problem they...

5
I use PayPal a lot and have never had a problem they have even settled disputes and got my money back I feel safe using PayPal my money is safe to Reviewed on: 9th July 2026

Long-time PayPal User

4
PayPal is a great payment alternative to giving out bank details or for online shopping. PayPal's pay in three service is incredibly helpful for big purchases that I don't wish to put on a credit card. However, although PayPal have great online support, it should be easier to talk to a person should it be needed. Alongside this, better cyber security options are sorely needed in this ever-increasingly digital world. My banking provider is offering more than PayPal does in this area now, and I think PayPal could set themselves apart if this was a stronger focus. Reviewed on: 9th July 2026

Great day

5
Great . Best method to use. Can't live without it. Reviewed on: 9th July 2026

Great pay in three option.

5
I love being able to use the pay in three option, it allows me to not stress about paying for bigger purchases all at once. Reviewed on: 9th July 2026

PayPal nobrainer

5
Easy to set up and great pay in 3 system Reviewed on: 9th July 2026

Always works well

5
Never experienced issues from them, problems with bad sellers resolved quickly and fairly. Reviewed on: 9th July 2026

Great service

5
I've used PayPal for years. It's an incredibly safe and helpful payment option for me. Reviewed on: 9th July 2026

Always quick and easy to use, never had any issues a...

5
Always quick and easy to use, never had any issues at all. Reviewed on: 9th July 2026

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