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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97380 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97394)

Peace of Mind

I frequently use PayPal, especially when completing transactions with companies im new to, as it makes me feel a little more secure & safe in my purchases, as I feel I have a point of reference if something were to go wrong. I also think the pay in 3 feature is useful, and use it most often if I am purchasing things such as tickets or bigger purchases for me and other people in one transaction, as this gives me room to wait for friends to pay me back, and I don’t feel like I’ve lost out until they do so. This service is great for me as it is interest free therefore useful for someone like me who doesn’t want to take out loans but likes to spread the cost when purchasing for others, to allow them time. Reviewed on: 9th July 2026

Would highly recommend

I’ve never had an issue with any service offered through PayPal. Reviewed on: 9th July 2026

Convenient and cheap.

Convenient and cheap. Always easy to manage Reviewed on: 9th July 2026

I really like the reward system, it helps a lot.

I really like the reward system, it helps a lot. Reviewed on: 9th July 2026

Great to use, super simple and trustworthy.

Great to use, super simple and trustworthy. Reviewed on: 9th July 2026

Great customer service if you use PayPal and have be...

Great customer service if you use PayPal and have been scammed and need to try and claim money back. Me and my family also love the pay in 3 Reviewed on: 9th July 2026

Good customer service and excellent service.

Good customer service and excellent service. Reviewed on: 9th July 2026

I use Paypal in 3 regularly!

I use Paypal in 3 regularly! It's a really conveinent way to spread the costs without incurring interest & is widely offered. Paypal makes it easy and i'm informed ahead of time whenever a payment is due. Reviewed on: 9th July 2026

I am an international student, and using PayPal had...

I am an international student, and using PayPal had made it so much easier to receive money from family and to send as well. With a click it made it much safer and faster. Reviewed on: 9th July 2026

It was all very easy to process and manage

It was all very easy to process and manage Reviewed on: 9th July 2026

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