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PayPal: Pay in 3 reviews

4.93
Based on 34,985 reviews, last reviewed 19th Apr 2026
1191800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

PayPal is my go to! Highly recommend. PayPal pay in 3, is a convenient solution which allows me to make transactions in affordable chunks. Inhave great visibility via the app as to when pa... Read more Reviewed on: 19th April 2026
Walks's avatar
Walks

Latest lowest rating:

1

No support available during disputes The whole point of paying via PayPal is for you to step in during disputes, but what’s the point if you don’t have have a a fair process for your cust... Read more Reviewed on: 19th April 2026
Kera's avatar
Kera

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (34985)

Ive used paypal for 21 years and have never had a pr...

5
Ive used paypal for 21 years and have never had a problem. I use it for most of my online shopping, where available. Reviewed on: 17th April 2026

Ive never had a problem they've always quickly resol...

5
Ive never had a problem they've always quickly resolve any isssue i have highly recommend to anyone Reviewed on: 17th April 2026

Service which is excellent and second to none.

5
Service which is excellent and second to none.always there at the time of need and customer comes first not the supplier. Reviewed on: 17th April 2026

Reallly good provider.

5
Reallly good provider. Very fast too Reviewed on: 17th April 2026

Paypal Rocks

5
Paypal is convenient, secure and, as far as i can see, honest. For people like me with poor credit history they provide an invaluable service Reviewed on: 17th April 2026

Excellent purchase plan

5
This is an excellent plan allowing you to spread payments over 3 months. Helps to make larger purchases more affordable especially in today’s precarious climate. I use the Pay in 3 plan for most of my purchases over the £20 threshold. It enables me to afford things that I otherwise might not be able to afford if the total amount has to be paid out at the time of purchase. This plan allows me to budget my purchases over 3 payments - helping with my monthly finances. Reviewed on: 17th April 2026

Simply a valued service

5
I have always valued Paypals pay in 3 service which I have found invaluable for life’s little curve balls and the odd birthday / mystery present often needed. It’s a great service, easy to manage through the app and you are guided with payment information and when your next payment is due. No sudden changes or unexpected debits from your account. Reviewed on: 17th April 2026

The best Finance option you can trust!.

5
I always use PayPal for my financing. It is a well trusted way of me paying for things. It is so easy to use the app and it is so convenient. Love it, try it and you will see! Reviewed on: 17th April 2026

The best service provider in my opinion

5
The best service provider in my opinion Reviewed on: 17th April 2026

I’ve only ever once had a problem and that was my ba...

5
I’ve only ever once had a problem and that was my banks fault but PayPal helped solve that. Easy to process payments and so helpful to have pay in 3 to spread the costs especially as I only have a debit card. All round 10/10 Reviewed on: 17th April 2026

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