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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97670 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97705)

First class service

I don't have a credit card and find PayPal in 3 excellent for purchases up to £100 on my income, so that the instalments are manageable. It's easy to be accepted to pay this way, and PayPal sends clearly written emails at the time of the purchase and first instalment paid, as well as timely email reminders of the forthcoming second and third instalments. (Although this is not necessary, if you have a diary - whether online or the paper sort - you might find it helpful to write in the payment dates of the 2nd and 3rd instalment, just in case you experience a problem with your Internet connection. For example, let's say you have three payments of £29.50 via PayPal for the supermarket Iceland. The first payment was made at the time of making the online order and let's say this was on 30 June. I'd write in my paper diary on 30 July PP (Ice/2) £29.50, and on 30 August PP(Ice/3) £29.50). I really cannot fault this service and would say to anyone who has not tried it as they may be a bit unsure, that it's all plain sailing - and once you've tried it there will be no going back. Reviewed on: 10th July 2026

Iv been with PayPal for years.

Iv been with PayPal for years. I would be lost without it! Reviewed on: 10th July 2026

Honestly couldn't be happier.

Honestly couldn't be happier. Super quick and easy process. Reviewed on: 10th July 2026

I've had an excellent experience using PayPal.

I've had an excellent experience using PayPal. It's a safe, secure, and reliable payment platform that gives me confidence whenever I shop online. The customer service has always been professional, helpful, and responsive whenever I've needed assistance. Transactions are quick and straightforward, and the buyer protection offers great peace of mind. I highly recommend PayPal to anyone looking for a trustworthy and convenient way to make online payments. Reviewed on: 10th July 2026

Pay in 3 is excellent

Pay in 3 is an excellent and very helpful service that no other payment handler offers, it gives very flexible purchase options, as purchases can be paid in 3 parts across three months Reviewed on: 10th July 2026

Flawless £1K Scam Protection

"I had an experience with a scam seller on eBay involving £1,000. eBay already confirmed that the seller was a fraud and refunded my money. However, due to transfer and currency conversion fees, I ended up £32 short. I contacted customer support, explained the situation, and within two minutes, they refunded me the difference for the transaction. So that’s my experience with buyer protection on both eBay and PayPal at the same time. Reviewed on: 10th July 2026

Always reliable.

Always reliable. Its an easy way to make purchases and the pay in 3 is fantastic Reviewed on: 10th July 2026

Thay are good at understanding

Thay are understanding when u get cached out Reviewed on: 10th July 2026

User friendly

Easy accessible and no confusion Reviewed on: 10th July 2026

I will always use PayPal, best pay later option and...

I will always use PayPal, best pay later option and secure payment option Reviewed on: 10th July 2026

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